Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Dr. Pippa Elliott BVMS, MRCVS

Veterinarian

Dr Pippa Elliott BVMS, MRCVS is a veterinarian with over 30 years of experience in companion animal practice. In 1987 she graduated from the University of Glasgow, with a degree in veterinary medicine and surgery. She works at Blythwood Vets and the People’s Dispensary for Sick Animals (PDSA). Pippa is an advocate of Fear-Free Practice, an animal addict, and a veterinary writer. She is also w...

Veterinarian

UPDATED: Jan 8, 2024

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Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.

And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.

UPDATED: Jan 8, 2024Fact Checked

It’s always discomforting when your cat gets sick or hurt.

And it can be difficult to decipher when your cat is sick because cats are very good at masking their feelings.

As always, the sooner you can get your cat to the vet, the sooner you will find out why your cat isn’t feeling well.

If your cat has any illness, long-term or even short-term, you want to make sure you can cover the vet bill.

Related: 10 Things You Must Know Before You Buy Pet Insurance

If your cat has been diagnosed with kidney disease, which is extremely common in older cats, the vet bill can be more than $5,000.

And your cat will need continuous treatment for the rest of his or her life.

By having pet insurance, your bills can be reimbursed up to 90% of the total, which can be a financial and emotional relief.

common cat health problems

A solid, comprehensive pet insurance policy will cover the treatment of any condition or illness as well as the cost of the diagnosis and any testing that occurs.

We always recommend enrolling in pet insurance when your cat is a kitten and before kidney disease or any other condition becomes pre-existing.

Certain cat breeds are pre-disposed to some hereditary and congenital conditions that are inherent in that breed.

Another reason to get pet insurance! If you need a little primer on how pet insurance works, this should answer most of your questions.

Below is a list of just some of the common health conditions that can occur with your cat along with the typical cost of the treatment:

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Common Cat Health Problems

  • Arthritis $50 to $500
  • Cancer $5,000 to $25,000
  • Cystitis – $150 to $5,000
  • Declawing
  • Dental Problems – $300 to $1,400
  • Diabetes – $50 to $100 a month
  • Diarrhea – $50 to $150
  • Drooling – could be a sign of a more serious problem
  • Ear Mites – $150 to $200
  • Ear Infection – $250 to $1,000
  • Eye Infection – $75 to $150
  • FIV(Feline Immunodeficiency Virus) – $500 to $1,000
  • FLV(Feline Leukemia Virus) – $1,000 to $5,000
  • Fleas – $50 to $150
  • Glaucoma – $500 to $5,000
  • Gum Disease – $400 to $1,000
  • Hypoallergenic
  • Hypothyroidism – $50 to $100 a month
  • Hyperthyroidism – $75 to $100 a month
  • Injured Paw –  $150 to $500
  • Heartworm – $175 to $500
  • Kidney Disease – $1,000 to $15,000
  • Overweight / Obesity $75 a month – prescribed food
  • Rabies – $75 to $500
  • Ringworm – $175 to $500
  • Upper Respiratory Infection – $500 to $1,000
  • Urinary Tract Infection – $500 to $10,000
  • Urinary Crystals – $500 to $1,500
  • Vomiting

If you think your kitten or cat is suffering from any of these health conditions, make sure to take your cat to the vet for testing, diagnosis, and the best treatment for your cat.

Now you can see why pet insurance is so important and why it’s best to enroll before your cat gets hurt or sick.  If you continue to wait, your pet could experience health problems as they get older.

Our list of the top cat insurance companies can help you get started.

 

Other articles you may find helpful: 

 

Best Pet Insurance Companies

Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

Fun Facts, Dog FAQ, And Unsolicited Dog Advice

5 Training Commands to Save Your Dog’s Life

The Ultimate Guide to Safe Foods for Dogs

Dog Health Problems

Dog Breeds

CAT FAQ

Cat Health Problems

Cat Breeds

 

We have worked hard to provide you with all the free resources possible to help give you insight into the best pet insurance for cats, additional cat breeds info, common cat health issues, and a fun look at frequently asked cat questions

 

Learn more about common cat health problems:

Arthritis in Cats, Cancer in Cats, Declawing Cats, Diabetes in Cats, Eye Infection in Cats, Hypoallergenic Cats, Hyperthyroidism in Cats, Overweight Cats, Vomiting Cats

 

Frequently Asked Questions

Why is it important to have pet insurance for my cat?

A solid, comprehensive pet insurance policy ensures coverage for the treatment of any condition or illness, along with the cost of diagnosis and testing. It can be particularly crucial for managing long-term illnesses like kidney disease.

How much can pet insurance reimburse for veterinary bills?

Pet insurance can reimburse up to 90% of vet bills when your cat is sick or injured, providing both financial and emotional relief.

When should I enroll my cat in pet insurance?

It is recommended to enroll your cat in pet insurance when they are a kitten and before any pre-existing conditions, such as kidney disease, develop. This ensures broader coverage and lower premiums.

Are certain cat breeds more prone to specific health conditions?

Yes, certain cat breeds are predisposed to hereditary and congenital conditions inherent in that breed. Pet insurance can be valuable in covering treatment costs for these conditions.

What does a comprehensive pet insurance policy cover?

A comprehensive pet insurance policy covers the treatment of any condition or illness, including the cost of diagnosis and testing.

How can I recognize if my cat is suffering from a health condition?

Cats are adept at masking their feelings, so it can be challenging. Regular veterinary check-ups and immediate attention to any behavioral changes or signs of illness are crucial. Common health conditions include arthritis, cancer, diabetes, eye infections, and hyperthyroidism.

Can pet insurance cover pre-existing conditions?

It’s advisable to enroll in pet insurance before any conditions become pre-existing. Most policies do not cover pre-existing conditions.

Why is it emphasized to enroll in pet insurance early?

Enrolling early helps avoid the exclusion of pre-existing conditions and ensures coverage for a broad range of health issues your cat may encounter as they age.

How much can veterinary bills cost for certain cat health problems?

Veterinary bills can vary, but for conditions like kidney disease, which is common in older cats, bills can exceed $5,000. Pet insurance can significantly alleviate these costs by reimbursing up to 90%.

Can you recommend top cat insurance companies?

Our list of the top cat insurance companies can help you get started. It’s essential to compare quotes and choose a policy that suits your cat’s specific needs.

Is pet insurance necessary for cats?

Yes, pet insurance is essential for managing unexpected veterinary costs and ensuring your cat receives timely and adequate medical care.

Enter your ZIP code below to view companies that have cheap pet insurance rates.

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Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Dr. Pippa Elliott BVMS, MRCVS

Veterinarian

Dr Pippa Elliott BVMS, MRCVS is a veterinarian with over 30 years of experience in companion animal practice. In 1987 she graduated from the University of Glasgow, with a degree in veterinary medicine and surgery. She works at Blythwood Vets and the People’s Dispensary for Sick Animals (PDSA). Pippa is an advocate of Fear-Free Practice, an animal addict, and a veterinary writer. She is also w...

Veterinarian

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.