Healthy Paws Pet Insurance and Foundation.

Healthy Paws Reviews

Healthy Paws Review

#1 Customer Rated pet insurance in 2013, 2014, 2015, & 2016

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Healthy Paws Ratings From Around the Web

BBB Yelp Consumer Affairs Trust Pilot Facebook Ratings
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A+ Rating 5 out of 5 Stars 5 out of 5 Stars 5 out of 5 Stars 4.7 out of 5 Stars

Vet-Verified Review

Last updated 7/3/2016. By Dr. Pippa Elliot, BVMS, MRCVS

Out of all the plans we reviewed, Healthy Paws impressed us the most. In addition to being the highest-rated (9.8/10) pet insurance company by pet insurance review, Yelpers gave this provider 4 out of 5 stars and Healthy Paws scored an A+ Better Business Bureau rating.
Also, a portion of every premium you pay benefits the Healthy Paws Foundation, which donates a significant portion of its profits to provide medical care for thousands of homeless pets.
When we wanted to discuss details about this provider, Steve Siadek, Healthy Paws’ CEO spent nearly an hour answering every question we had. Prior to founding Healthy Paws,

Healthy Paws CEO Steve Siadek managed a no-kill animal shelter before co-founding the company

and his energy and compassion for helping animals is reflected in the company’s stellar reviews.
Healthy Paws members report that they enjoy the highest claim reimbursements and the most reliable coverage out of any pet insurance plans. Healthy Paws also covers expensive hereditary health conditions that other companies don’t.
With Healthy Paws, your pet will have coverage for chronic illnesses like cancer, late-onset congenital conditions, hospital visits, veterinary emergencies, surgery, prescription medications, and so much more.
Healthy Paws is one of the only pet insurance companies to fully automate its claims process online. To file a claim, simply visit the claims portal online or download the app on your smart phone. Healthy Paws is the best pet insurance when it comes to coverage for unexpected health problems.
Our Final Grade

healthy paws pet insurance and foundation
Overall Satisfaction Rating
(Based on overall customer satisfaction)
How Our Ratings Work

Our Rating Criteria
Highest Claim Approval –
98% Customer Satisfaction –
#1 Ranked Help & Support –
Highest Customer Retention –

Healthy Paws Customer Reviews

Average customer review 5/5

“Best pet insurance, hands down”

healthy paws consumer reviewHealthy Paws has been amazing to have for my two-year-old puppy, who has had his share of medical mishaps. The peace of mind I have knowing that my dog is protected is wonderful, and I recommend Healthy Paws to every pet parent I meet. One of the best decisions I’ve ever made for my dog.

Pet Parent of Two-Year-Old Labrador

“Wonderful Pet Insurance”

healthy paws customer ratingsI’ve never reviewed any insurance company before. But Healthy Paws has been so good to my accident-prone German Shepherd that I had to write this. They respond to claims immediately and pay everything as promised. Such a relief dealing with a company who treats my dog’s health as the highest priority.

Pet Parent of 5-Year-Old German Shepherd
healthy paws insurance cost

Healthy Paws Facts

  • Rated #1 in 2013, 2014, 2015, 2016
  • Amazing coverage
  • Unlimited lifetime benefits

Healthy Paws Comparison Chart

  • Healthy
  • Embrace
  • Pets Best
  • Pet First
Lifetime Customer Rating
Customer Rating
9.8 7.9 9.1 8.7 7.6
Unlimited Lifetime Benefits Unlimited Lifetime Benefits unlimited benefits healthy paws pet insurance cost healthy paws lifetime discount code healthy paws pet insurance coverage
Covers All Illnesses & Accidents Illnesses & Accidents free alternative care healthy paws promo codes 2016 healthy paws pet insurance discount 2016 healthy paws 90% reimbursement
Covers All Genetic Conditions Genetic Conditions healthy paws waiting periods healthy paws multiple pet discount healthy paws vs. embrace healthy paws annual deductible
Includes Alternative Therapies Includes Alternative Therapies healthy paws customer service healthy paws aaa discount healthy paws vs. petplan healthy paws exclusions and limits
Type of Deductible Annual Annual Annual Annual Per Incident
Financial Stability Rating A+ A A+ A- A+


Healthy Paws Pet Insurance coverage is provided with no limits on claims.

If your pet needs treatment for any accident or illness, and it is not a pre-existing condition, you are covered. It’s that simple.

Healthy Paws provides is the only pet insurance plan to provide unlimited lifetime benefits!
  • Illnesses
  • Accidents
  • Hereditary Conditions
  • Congenital Conditions
  • Chronic Conditions
  • Cancer
  • Diagnostic Treatment
  • X-Rays, Blood Tests, Ultrasounds
  • Surgery
  • Hospitalization
  • Prescription Medications
  • Emergency Care
  • Specialty Care
  • Alternative Treatment

Healthy Paws vs. Embrace, Trupanion, Petplan, etc.

While most pet insurance providers charge an extra monthly fee for alternative care, Healthy Paws includes all the extras in the standard plan. With Healthy Paws, your pet will have access to such treatments as:

  • Massage Therapy — Many injuries suffered by pets can benefit from the skilled application of pressure to muscles and skin. This type of therapy is gaining in popularity because it is non-invasive and does not rely on medications; there is now even a national board of certification for practitioners.
  • Physical Therapy — More generalized than massage therapy, physical therapy for pets involves manipulating bones and muscles and prescribing exercise regimens. This approach is especially effective in treating such chronic conditions as hip dysplasia.
  • Chiropractic Care — Like humans, as pets age, their bones, joints, and ligaments suffer wear that causes pain and may even affect mobility and quality of life. Chiropractic care helps cats and dogs suffering from skeletal or soft-tissue pain or recovering from accidents or surgery. Veterinarians can now become certified in this specialty.
  • Acupuncture Treatment — Acupuncture has been used successfully on pets in recent years and is therefore a growing area of veterinary medicine. Acupuncture has been shown to be effective in treating a wide variety of conditions, from inflammation and seizures to skin issues and even thyroid and heart conditions.
  • Underwater Therapy — Underwater Therapy or Hydrotherapy is therapeutic swimming supervised by a qualified veterinary professional. This approach has produced remarkable results with many pet health issues, including hip dysplasia, ACL tears, broken bones, and even seizures, and also in decreasing recovery time after surgery.

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Healthy Paws Pet Insurance Q & A

Where do I Find Healthy Paws Discounts, Coupons and Promo Codes?

Healthy Paws offers customers several ways to save, including discounts for AAA members, friends and family of existing members and multiple pet savings. If you’re a bargain hunter, use this link to unlock Healthy Paws’ lifetime discount, which will save you about 10% off of your monthly bill for life!

What does Healthy Paws cover?

Any illness, accident, or injury is covered. Surgery, hospital visits, medications, blood tests, x-rays, and other life-saving medical treatments are all covered.

Are their any types of limits on coverage?

Healthy Paws is the only pet insurance plan to offer truly unlimited coverage for your pet’s entire lifetime. There will never be any annual or per-incident limits or caps on reimbursements.

Are hereditary and congenital conditions covered?

Congenital conditions are birth defects and hereditary conditions passed down from your pet’s parents. These conditions can be expensive and difficult to treat, and may not show up until your pet is into adulthood. Apart from a waiting period, Healthy Paws puts no restrictions on congenital and hereditary health coverage. Period.

What is not covered?

Healthy Paws policies cover a lot, but, in order to keep premiums down, they don’t cover routine care and regular veterinarian visits. Flea prevention, heartworm treatment, dental care, and behavioral modification are examples of excluded treatments.

How does my pet qualify for coverage?

If your pet is under six years old, a copy of its most recent veterinary visit is all that is required. For pets six years and older, a veterinary examination performed during the past 30 days will be needed. If you don’t have the necessary veterinary records, you will need to have your pet examined before being approved for coverage.

How do I contact Healthy Paws?

You can reach customer support by phone at (855) 898-8991. For claims, you can email [email protected] or Fax: (888) 228-4129. You can send a letter or to submit your claim by mail at Healthy Paws Pet Insurance, P.O. Box 50034, Bellevue, WA 98015.

How long is the waiting period?

Your coverage begins at 12:01 a.m. on the day after enrollment. For accidents and illnesses the waiting period is 15 days after you enroll. For pets younger than six years old, there is an additional 12 month waiting period for hip dysplasia.

How much does Healthy Paws coverage cost?

The price of coverage for your pet depends on several factors, such as: age, breed, where you live and previous medical history, especially pre-existing conditions (which aren’t covered by any provider). When compared to other comprehensive insurance plans, Healthy Paws costs about the same but offers better payouts and fewer exclusions and lifetime coverage limits.

How do I cancel my coverage?

You may cancel your policy anytime by calling customer service at 1-855-898-8991.

How do I get a quote?

Instantly get your free pet insurance quote from Healthy Paws and you’ll also activate an instant lifetime discount if you choose to enroll.

Does Healthy Paws have an app?

Yes, Healthy Paws offers a free mobile app that lets you submit claims, update photos, update billing information, check the status of claims and review your policy — all in one user-friendly app. You can download the Healthy Paws App for iOS or get it on Google Play.

What about customer complaints?

Across the web Healthy Paws has mostly positive customer reviews. However, we did find a negative review on Rip Off Report written by a customer having trouble canceling his policy. Other customers complained about conditions not being covered or reimbursements being refused because they where pre-existing.

Want to learn more? See a Healthy Paws Sample Policy.

healthy paws claim form

Healthy Paws is Rated #1

Healthy Paws was rated #1 pet insurance in 2013, 2014, and 2015

The Average customer review for Healthy Paws is 9.8 out of 10
9.8 out of 10

Healthy Paws Saves Homeless Pets

Review Date
Reviewed Item
Healthy Paws
Author Rating
  • Ann

    As you would for yourself and your family, you absolutely need to get insurance for your pets! It will help you out tremendously in the long run. Your pet is an investment and is a part of the family. It only makes sense to try to take care of it as you would anyone else.

    • Pet Insurance U

      Here, here, Ann. You said it best! Thanks for comment.

  • Beth

    It’s always a good thing to have pet insurance. I took my dog to therapy after he had a big surgery and he is doing great. I think he actual likes his therapy too! 🙂

    • Pet Insurance U

      We wholly agree, Beth! We also agree on the massive benefits of therapy. One of our dogs has gotten laser therapy for pain in his neck. He looks like he’s getting the most sublime massage during the procedure – and always returns from treatments bouncing like a happy ping-pong ball all over the place. Big thumb’s up to therapy of all sorts!

  • Susan Taro

    I agree- it is the Cadillac of insurance plans. My cat Buddy is middle aged, I never know when something might come up, and it’s just good to have coverage. Learned the hard way that there are a host of issues that can arise over the course of a pet’s life.

    • I wouldn’t let my Daisy go a day without her Healthy Paws pet insurance! I’ve definitely taken more out of the pot from Healthy Paws than I’ve paid in. That’s why I’m taking the time to write this review. They’ve saved me a ton of money even for the little things that happen to her like ear infections or allergies. She even had her ACL tear repaired and the surgery was over $5,000. Whatever you do, whichever plan you decide to go with, you need to be sure that surgery is included in the coverage You do not want to end up in the veterinary hospital and realize then that your pet isn’t covered. Healthy Paws is great for specialist coverage and allows you to take your pet to special doctors like cardiologists or oncologists for canine cancer. If I had to pay out of pocket for the orthopedic expert alone, that would have cost me a few hundred dollars — per visit.

      • Pet Insurance U

        Thanks for comments, Karma! It’s always great to hear firsthand experience with pet insurance companies, esp. when it’s such a positive one. Appreciate your input!

    • Pet Insurance U

      Right on, Susan! Healthy Paws is a fine choice indeed. Sorry to hear you had to find out the hard way about pet health issues – but the important thing is now you know the best way to protect your pet, your budget and ensure peace of mind. Thanks for input!

  • Jerry Winfield

    I’m considering purchasing insurance for my pets. I have older pets, 3 cats and a dog, that haven’t had many medical problems, but I know that will possibly change as they get older. The Healthy Paws insurance plan has high reimbursement rates with very reasonable annual deductibles which is very important to me. The fact that any illness, accident, or injury is covered is a very compelling reason to purchase a policy.

    I’m glad that the company donates some of its profits to for the medical care of homeless pets. It shows a real commitment to helping animals. That’s the kind of compassion that other insurance companies are lacking and helps me make the decision to contact them.

    • Pet Insurance U

      Excellent comment, Jerry! We agree it’s def. important to look at what company offers as well as company as whole to make the best decision. Donating to animal issues always gets a gold star in our book. Thanks for sharing factors in your decision-making process that’s sure to help others also weigh options just as carefully.

  • Linda Moss

    Our Newfoundland was diagnosed with hip dysplasia and has needed some incredibly expensive surgeries and treatment. At every stage, Healthy Paws have been incredible. Vet bills are crazy enough but everything seems to cost a lot more when you have a 140 pound dog. If it wasn’t for Healthy Paws I would have gone broke trying to pay for his treatment.I can’t recommend them highly enough.

    • Pet Insurance U

      Yaay! Linda – and Yaay! Healthy Paws. So wonderful to hear Healthy Paws has come through for your (very big!) baby. We hear ya on things costing MUCH more with bigger dogs. Our biggest weighed in at 120 lbs – and we loved every ounce of him. And yes, his treatments were on the pricey side.
      Know it would be the same with a Newfoundland. What a fabulous breed! Thanks for recommendation, which weighs in heavily for helping others make best decision.

  • Charisse Cappello

    Wow, I’m blown away by the pricing and the plans on Healthy Paws. I really appreciate everything they offer in terms of alternative care, because running with any dog carries the risk of injuries. Especially the hydro-therapy is amazing for injuries related to sports like Frisbee, fly ball, agility, and running. Also, there’s no limit. What a terrific program and I’m so glad this page is here to help us walk through the maze of choosing a plan.

    • Pet Insurance U

      We’re with you on awesome value for the price with Healthy Paws. Also appreciate your comments. Thanks again, Charisse!

  • Nice review on Healthy Paws.. Love the fact that there is unlimited coverage.. I always wonder how one is supposed to plan when dealing with limited coverage. Yet I must be honest the thing keeps bringing me back around to Healthy Paws is the fact that they have a completely automated claims process.. It makes things very straight forward.. and I know from experience that when your pet goes through some situation.. our minds can be all over the place.. thanks so much for this complete review.. keep smiling

  • The golden retriever and puppies in this post are so! It warms my heart to know that Healthy Paws was founded by someone who truly cares about animals instead of someone looking to make money, like many money-hungry CEOs today. I think it’s amazing that they donate money to charity too! Because they cover so much, I think it’s okay that flea prevention and similar are excluded, those are not very costly usually and the rest of the coverage makes up for it!

    I didn’t even know that Underwater Therapy was a thing for animals. I’m intrigued and now I’m going to search google for more information, thanks!

  • Alexa Cress

    Healthy Paws sounds exactly what I would get for my own pets! Unlimited coverage and low pricing? Almost too good to be true!
    I appreciate that fact that you included what wasn’t included as well so there wouldn’t be any surprises after the initial purchase. Great idea with including a couple of reviews; that’s always important for me in making any decision. The stats you have included are also outstanding and very persuasive to say the least. There’s not a doubt in my mind that this is something I am interested in for my future pets.

  • Kendra Justine

    This looks like an excellent option for my pets. I have a cat and a german shepherd. I’ve been looking for a new health care provider for them because the provider I’m with currently does not cover a lot of things. This is wonderful, unlimited coverage is all I could ask for! Plus the reimbursements sound great. An online claims system always makes the process so much easier. Healthy paws pet insurance is definitely at the top of my list now!

  • Anastacia

    Honestly, I had never heard of Healthy Paws until today, but it sounds great. Thanks so much for sharing and making it so easy to get a quote! I found the Question and Answer section and real customer reviews especially helpful.

  • Justina Roberts

    Hearing that Healthy Paws is “the Cadillac of pet insurance” really helped me think about not only dollar amount but the value you get. Reading that alternative care like massages is included makes me so happy, I want my pets to feel good and happy and healthy. They really won my heart over when I read that Healthy Paws doesn’t put restrictions on congenital and hereditary coverage, some people don’t know to read up on a breed before you welcome it into your home and learn the hard way. It’s so great that just because the breed they were born as, doesn’t mean they shouldn’t get taken care of the right way.

  • jerome

    Having a German shephard isnt easy and i recently found this site , im amazed especially with healthypaws .The things that healthypaws covers is amazing , they really do an amazing job thank you for sharing this review.

  • We know that alternative treatments can be so beneficial for humans, so it makes sense that our pets would benefit as well. But in truth, I had never thought about this before. It falls under what I would consider preventative care, even though it’s helpful once a condition has already developed.

    When my in-laws’ dog had gotten older, he developed arthritis. He could barely walk and the pain was obvious. I don’t think acupuncture was even considered because they probably didn’t know about it. It probably could have improved the quality of his life before he died.

    This sounds like an awesome company – and I love that the co-founder/CEO spent so much time answering your questions. The fact that they donate profits to care for homeless pets shows how much they love animals, and I think that’s awesome.

  • Graysse

    Healthy paws in my books is the one and only place you can find the best Pet insurance deal on the market. The insurance covers soooo much and you know for sure that your Pets health is in the right hands. I’d recommend this isurance company to everyone because it’s that good! My pets- one dog and a cat always receive the best medical care. Thank you Healthypaws.

  • Leslie

    Healthy Paws appears to be the insurance that I’m looking for. I’m not too concerned about annual vet visits but I am thinking that as my dog (Tommy) gets older, I may need to get some insurance to cover some unexpected needs that may arise. I’m a big proponent of alternative therapies for humans and I’ve just started looking into them for animals and it’s definitely something that I want to pursue for Tommy as he ages. I can also appreciate the low deductible amounts that are available for coverage. That’s a nice option that could fit within any budget. I’m definitely getting a quote from Healthy Paws.

  • Sabrina Miranda

    I’ve learned the hard way that pet insurance is a MUST when you have pets. They are just like children – they could get hurt or something unexpected can happen. My Pomeranian Shih tzu was hurt in his eye while he was at the groomer and had to get surgery – All I’m saying is that HealthyPaws is worth EVERY SINGLE penny. You get the best medical care, lots of coverage and knowing that the founders truly care about animals ensures me that my pet is always in good hands. This is the only pet insurance that I’ve seen that covers your pet for their lifetime. Not only do they offer the best prices, but they offer reimbursements and they have great annual deductibles – so come on! What else could you possibly want?

  • ronline betit

    Pet insurance is an essential things that we could get if we really love and care for our pets. My dog is like a family to me and I care for him as I care for my friends. He is loyal and sweet so when he got sick, I spent huge amount for his medication. If I have pet insurance that time, I’m sure I could save a lot. I’m looking now for the best program that I could get.

  • lovely mcarthur

    I like the coverage of healthy paws! It has all I need in one package! I wish to receive a quote from them. Thanks for this review!

  • Raquel

    After recently paying out-of-pocket for my dog’s knee surgery, I have since been researching pet insurance. Healthy Paws is the best I have found. When I received my quote, I realized how much money I could save if my dog ever needs blood tests, x-rays, or another surgery. I also appreciate the fact that Healthy Paws donates money to caring for homeless pets.

    • Estelle Jackson

      I love that Healthy Paws gives back to homeless pets! My family and I adopted our dog from a shelter 5 years ago, and she has been an integral part of the family ever since. This plan is wonderfully comprehensive (not many include alternative therapies like chiropractic care) AND they give back to animals in need, which is very important to our family.

  • Diana

    As a busy dog mom, human mom, wife, and entrepreneur, I struggle with having the time to do things like messy paperwork. I love that Healthy Paws has an automated claims processing system online. I can download the app on my smartphone and file a claim quickly. I also don’t have to worry about going over any limits on coverage or reaching a reimbursement cap.

  • Adam

    When our veterinarian suggested chiropractic care and acupuncture to help our dog recover after surgery, I was pretty taken aback. I had never thought about those treatments for animals. But after discussing it with some friends who had been in a similar situation, I realized that it could be very beneficial for our dog’s health. We didn’t have the insurance coverage at the time, and now I wish I had known about Healthy Paws! I love seeing plans with alternative therapy coverage because it did wonders for our dog. She is much better now and I’m glad I paid for it, but it would have been nice to pay a lot less!

  • Ujjal Karmakar

    Healthy Paws is a great policy regarding pet insurance. The policy covers any illness, accident, or injury is covered. Surgery, hospital visits, medications, blood tests, x-rays, and other life-saving medical treatments. It is a good thing that the policy covers these benefits. I thinks this is the best policy ever. Even though there some lacking here, it is a good policy. The main thing is to ensure pet safety by using such awesome policy. I think we can follow this policy.

  • Bronwyn

    WOW! These statistics for Healthy Paws were great! I was instantly drawn into the article to find out more. I also love the FREE alternative care coverage for pets option. Especially the underwater therapy. My dog would definitely benefit from this option as he is very active but struggles sometimes because he is getting older. I am also such a fan of the feature to get your quote right away. That was definitely a selling point for me. Great job with the article it was super useful!

  • Luckily for me, a friend suggested I should sign my pets up with Healthy Paws a while ago. Since then, I’ve not had a reason to worry about any procedure they have to undergo and how much debt I’m going to be in. They’ve got us covered totally. I’m really grateful I found them so early, they’ve saved me too many times to count.

  • i like everything about Healthy Paws and all the statistics look ideal for anybody who wants to insure their pet.My mother in law has 2 adorable dogs and I will recommend it to her. It is also priceless that you can make the claim online, also the alternative care coverage is a nice touch.

  • Emi

    Being an owner of a Vizsla I have to take into account his repeated skin and ears problems. Thank you Healthy Paws for your comprehensive insurance and for your great job!

    • Fran

      Second comment I have read about someone having a Vizsla – do you find they have recurrent problems?

  • Healthy Paws seems like the perfect solution. I came here to research my options, but it looks like the search is over! I gotta say…I had no idea that pet acupuncture was even a thing. Very comprehensive coverage indeed. They just got a new customer.

  • Rok

    This is absolutely perfect. Spent a few days googling for other options, but the research is now officially done. This is basically all what I’ve been looking for and even more! And the price is very reasonable, if you take into account that this insurance covers almost everything. I’m always worried about the vet costs, but now, I’ll finally be able to be more comfortable about ageing.

    I usually don’t recommend services to others, but I would recommend this to all my friends, who own dogs 100%!

  • Fedra

    I have researched a pet insurance for a long time. Healthy Paws is the best I have found. I’m the owner of a Vizsla , he has some problems with his ears and I really appreciate everything they offer in terms of alternative care, like Acupuncture Treatment. I’m very happy to know that any illness, accident, or injury is covered , it makes me so satisfied to know that my dog health will be in good hands.Thank you Healthypaws

  • Momi Nul

    I like everything about Healthier Feet and all the research look suitable for anybody who wants to guarantee their pet.My mom in law has 2 lovely pets and I will suggest it to her. It is also precious that you can declare online, also the substitute care protection is a awesome contact.

  • comment_blog

    I am a member user of this healthy paws, i love the service they offer. It makes my dog live a healthy life without me spending extra money on my dog.
    Pet insurance is okay and i recommend it to anybody who want health insurance for his or her pet.

  • Jessica Edwards

    Wow I am really surprised to see that this health plan covers so much including alternative treatments! A lot of health care plans for people don’t even cover services like that. I did not know they had pet chiropractic available. It is amazing what is available these day.

    • Fran

      Yes that is something that really appeals to me, the alternative therapies. More and more vets recommend such alternatives to western medicines but the problem is not all insurers will pay out for this. Great to know Healthy Paws does.

  • Carlie Stevenson, PhD

    I’m definitely interested in getting the very best care for my pet. The fact that they cover everything from emergency care to cancer, to genetic conditions to prescription meds is the main reason I’m interested in them. The alternative healthcare and annual deductible help a lot, too!

  • I love the idea of everything this insurance covers. I am in the process of buying another puppy and after having to put down my previous dog from being sick and we didn’t have pet insurance at that time, it just became really expensive. As you can imagine this was such a heartbreaking decision for me at the time. However, Healthy paws gives you a reasonably priced quote, depending on the cover you are looking for, for your pet and I feel more at ease knowing this time around I have cover for my beloved puppy.

  • Fran

    Healthy Paws does come highly recommended, good article people, this shows you just how much they offer. I know of quite a few people on the dog forums I frequent online who are with them.

  • Tony

    I found Healthy Paws Insurance, while looking for coverage for my
    dog Charlie, who needed some underwater therapy. I was amazed by their reasonably priced plans that they offer, and what all comes with each package. The alternative healthcare, along with the annual deductible, will surely help me to ensure that I can get the right amount of coverage necessary, and save some cash too. Finally, knowing that this company comes highly recommended, along with all their benefits makes this pet insurance the right choice for my pet at this time.

  • Anna

    When we adopted our dog, Smokey, from the shelter we thought his mixed-breed heritage (lab/Chow mix) meant he was going to be exceptionally healthy. We didn’t bank on him being accident prone, though! In the first 6 months we took him to the vet 7 times. I can’t imagine NOT having Healthy Paws. Smokey had a severe UTI from the shelter, two eye infections caused by an eye injury that ultimately led to surgery, and a tick-borne illness. We chose the higher deductible ($500), but have had 90% of his costs covered thereafter. The insurance plan even covered an out of town emergency. We were drawn to the company because of their BBB grade, and have been very happy with the service received. We would love if preventative medications were covered, like heartworm or tick, but fortunately those aren’t too expensive. Ultimately, Smokey is our baby, and with all of his issues so far, we are very happy to have found Healthy Paws and their unlimited coverage in case his accident streak continues!

  • AngNaomi

    Healthy Paws insurance covers a lot! I like that Healthy Paws does cover congenital conditions. I also took notice of the various types of therapies Healthy Paws will cover. That is excellent!! There are many ways to nurse a dog back to health. Emergency visits are covered too and that is awesome!! When I was a kid we didn’t have insurance for our dog and my parents had to pay out of pocket when he had a reaction to his rabbis shot. Glad they could afford it however I know insurance would’ve been better!!

  • Erin Floyd Smith

    Thank you for the great overview! Healthy Paws looks like a great pet insurance program. I like that it covers emergency services. I had a bunny pass away a few years ago because we couldn’t afford emergency surgery for him. I’m glad to know there are helpful alternatives out there.

  • umi sakinah jahari

    I should have known the insurance sooner as it have no limits in their coverage (Illnesses, Accidents and etc.) and provide unlimited lifetime benefits. And looking at Free Alternative Care Coverage is and added advantage as well as this should come in handy when in time of need. i will pick Healthy Paws for a price of $35.55/month. As an owner of total of 2 kittens and 1 adult, maintaining with their emergency and their hospitalization fee takes quite a toll on me. One of my best cats died a while back. She was feverish and i just let her be, hoping she will get well again. After 2 – 3 days of fever, she started losing appetite, and then she became bedridden as half of her body was unable to move. That is when i realize she might be terminal. I rush to the hospital and the doctor said she had a heart attack and already paralyze waist down and was put to sleep the next day. With this, i become more conscious with the health of my entire pet. I would never miss to go to a doctor should my cats got sick. With this insurance, i just have to submit my claim and get reimburse. This is great.

  • john

    I can’t stress enough how great of a company Healthy Paws is. My dog has had 2 surgeries (one to correct her constant urinary tract issues and a surgery for a torn ACL) and I’m so happy I had their insurance. The claims process is incredibly easy. You simply scan or photograph your bill through their phone app and within a week they review, process, and mail you a check! I even had a representative reach out to me to see how my dog was doing not long after her surgeries. It’s great knowing if my dog gets sick I won’t have to incur all the costs!

    • Pet Insurance U

      John Healthy Paws does care and customer service is everything. We hope that we can continue to provide you with that quality service that you and your pet deserve. We are glad everything turned out okay and if there is ever anything you need let us know.

  • Sarah Bott

    I absolutely love Healthy Paws! My little boy Thorin had been very sick over the past couple months. It was nice to know that we had Healthy Paws and that we could leave him in the hospital where the experts could figure out what was wrong without freaking out about the cost. Our boy was discharged on Saturday and he racked up quite a bill! Within a couple of hours of submitting our claim, it was processed and approved. Thank you Healthy Paws for being there for our baby boy!

    • Pet Insurance U

      Sarah we are glad Thorin is doing great and that your plan fits your budget. We are also glad we where able to get you approved same day so that Thorin’s hospital visit could be covered. If you ever have any other questions or concerns always feel free to let us know. We are here to help, once again we are glad you chose to get your pet covered.

  • LA PAK

    I’m so glad I came across this information about Healthy Paws. All the dogs I have now are rescues and knowing that there are pet insurance companies who are founded on the bases to continue to help pets in need is invaluable in the mission to saving domestic animals who end up in shelters. I’m from NZ so wondered if they extend to our country? The fact that they have amazing reviews, customer satisfaction, reasonable prices and alternative healthcare is a seller for me. Just by looking at the sample policy provided on this page, it’s in a language I can actually understand. Fingers crossed that they service NZ.

    • Pet Insurance U

      We are glad that Healthy Paws has helped you and your pets in your healthcare search. Unfortunately, we do not offer any service to New Zealand at this time. We are truly sorry and we hope that in the future we can evolve to service internationally.

  • MisterDel

    Loved reading the reviews, thanks! Just wondering if you run any bonuses or promotions for switching pet insurers? I am unhappy with my current insurance, wont name the company, but they have really disappointed me. Is the process very streamlined?

    • Pet Insurance U

      MisterDel, glad the reviews have intrigued you. At this time we do not offer any type of bonuses or promotions for switching. We do offer quality plans to fit your budget so let us know if we can assist you in your search.

  • Stalwart Stalwart

    Healthy Paws is truly an insurance company with integrity, which is more than I could normally hope for from any insurance company.

    Healthy Paws is truly an insurance company with integrity, which is more than I could normally hope for from any insurance company.

    My husband and I adopted a 5-month old English Bulldog from a rescue (not our first bulldog, so we had an idea of what we were getting into)… Wrigley, poor thing, has been beset with quite a laundry list of maladies, many of which are due to poor breeding practices and are congenital (i.e. not likely to go away soon). Wrigley has been in and out of the hospital several times in the last year and a half, and has shown to be the happiest little trooper out there; as long as he wants to keep on and is happy about it, we’ll do what we can.

    We chose Healthy Paws, because we’d read reviews that they offer some of the most comprehensive pet insurance companies out there. Thanks for sharing.

    • Pet Insurance U

      Stalwart congrats on the adoption. We are glad that the information and reviews helped you during this process. If there is ever any other insight we can provide let us know. Again, congratulations.

  • Sunny

    Great overview! I love that it goes over all the facts about Healthy Paws, rates, comparisons, and even reviews. It looks like a great, reliable pet insurance that I’d be able to put my trust into. And cheap! It’s amazing that they can offer so much for so little! They must really be pet-loving people, and understand what it’s like when your precious little pet gets into an accident… Thanks Healthy Paws!

    • Pet Insurance U

      Sunny you are welcome glad we could be of assistance 🙂

  • jon terns

    After just finding your site, I am finding that it is going to be more than helpful in my search for pet insurance. I really like the way you review the insurance companies and give them a star rating. That makes it easier for me to compare them side by side and find the right one for me.

    • Pet Insurance U

      Jon we are just glad to help. It is our mission to make your experience while researching as easy as possible so that you know what you are looking for. If there is anything that needs to be clarified for your convenience let us know. Thanks again for the comment.

  • Bree

    Healthy Paws sounds like the best of the best! The fact that the reviews here are posted by a vet makes it even more appealing as I know that I will be getting useful information and I will be able to find a dependable pet insurance company for our cats. Healthy Paws is more expensive than we would like, but quality does cost money.

    • Pet Insurance U

      Bree we are glad that you have chose to get your pet covered. Remember you can always tailor a plan to fit your budget, so you do not have to “break the bank” or quality of the plan. We are glad that we can offer you useful information. Thanks!


    Excellent initiative!!! Healthy Paws means a lot us.As while we are looking for adopting a pet, firstly it comes to our mind about a safe and secure future for it. really we are glad to know that there are some innovative pet insurance companies who are established on the aim to continue to help pets .in deed its vision has a far better reaching concept in future.Thank you Healthy paws !!!

    • Pet Insurance U

      Abdullah we are excited for you and your planning to adopt. We hope that we can continue to assist you in anything you may need as it relates to your pet. We have many plans that will suit your pet and your budget. Again, let us know if we can ever do anything in the future. Congratulations!!!

  • Marion

    I want just the best for my dog. He really is my best friend. I am amazed that there is a full covered insurance which also allows me to try alternative methods to help him if he is in need. Massage therapy and underwater therapy sounds very innovative to me.

    • Pet Insurance U

      Marion we appreciate you taking care of your furry best friend. Sometimes you would be surprised at how often pets can become stressed and get injured just like humans. With our alternative therapy covering built into the plans we want your pets to always stay ahead of injury and stress.

  • Stacy Karyn

    Wow!! Massage therapy, acupuncture, and chiropractic care? I wish my own insurance covered these types of services! Sounds like Healthy Paws beats out the other competitors by quite a bit.

    • Pet Insurance U

      Stacy, Healthy Paws indeed does try to stay at the top tier of Pet Health Insurance. If you are seeking to get your pet covered do your research and let me know if you have any questions.


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