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Healthy Paws Pet Insurance and Foundation.

Healthy Paws Reviews


Healthy Paws Facts

#1 Customer Rated pet insurance in 2013, 2014, 2015, & 2016

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Healthy Paws Reviews From Around the Web

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A+ Rating 5 out of 5 Stars 5 out of 5 Stars 5 out of 5 Stars 4.7 out of 5 Stars

Healthy Paws Helps Homeless Pets

In 2009, two guys at an animal shelter founded Healthy Paws Pet Insurance. Keeping with their mission to benefit homeless animals, Healthy Paws has donated millions of dollars for food, supplies and medical care to help needy pets.

Coverage Plans

Healthy Paws is the "Cadillac" of pet insurance plans.

One great plan covers chronic illnesses, accidents, injuries, hereditary conditions, emergencies, and more.

Reimbursements are 70%, 80%, or 90% of the actual medical bill. Annual deductibles are $100, $250, and $500.

Healthy Paws Pet Insurance coverage is provided with no limits on claims.

If your pet needs treatment for any accident or illness, and it is not a pre-existing condition, you are covered. It’s that simple.

Healthy Paws provides is the only pet insurance plan to provide unlimited lifetime benefits!
  • Illnesses
  • Accidents
  • Hereditary Conditions
  • Congenital Conditions
  • Chronic Conditions
  • Cancer
  • Diagnostic Treatment
  • X-Rays, Blood Tests, Ultrasounds
  • Surgery
  • Hospitalization
  • Prescription Medications
  • Emergency Care
  • Specialty Care
  • Alternative Treatment
  • Healthy

  • Embrace
  • Pets Best
  • Pet First
Lifetime Customer Rating
Customer Rating
9.8 7.9 9.1 8.7 7.6
Unlimited Lifetime Benefits
Covers All Illnesses & Accidents
Covers All Genetic Conditions
Includes Alternative Therapies
Type of Deductible Annual Annual Annual Annual Per Incident
Financial Stability Rating A+ A A+ A- A+


Free Alternative Care Coverage For Pets

While most pet insurance providers charge an extra monthly fee for alternative care, Healthy Paws includes all the extras in the standard plan. With Healthy Paws, your pet will have access to such treatments as:

  • Massage Therapy — Many injuries suffered by pets can benefit from the skilled application of pressure to muscles and skin. This type of therapy is gaining in popularity because it is non-invasive and does not rely on medications; there is now even a national board of certification for practitioners.
  • Physical Therapy — More generalized than massage therapy, physical therapy for pets involves manipulating bones and muscles and prescribing exercise regimens. This approach is especially effective in treating such chronic conditions as hip dysplasia.
  • Chiropractic Care — Like humans, as pets age, their bones, joints, and ligaments suffer wear that causes pain and may even affect mobility and quality of life. Chiropractic care helps cats and dogs suffering from skeletal or soft-tissue pain or recovering from accidents or surgery. Veterinarians can now become certified in this specialty.
  • Acupuncture Treatment — Acupuncture has been used successfully on pets in recent years and is therefore a growing area of veterinary medicine. Acupuncture has been shown to be effective in treating a wide variety of conditions, from inflammation and seizures to skin issues and even thyroid and heart conditions.
  • Underwater Therapy — Underwater Therapy or Hydrotherapy is therapeutic swimming supervised by a qualified veterinary professional. This approach has produced remarkable results with many pet health issues, including hip dysplasia, ACL tears, broken bones, and even seizures, and also in decreasing recovery time after surgery.

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Vet-Verified Review

Last updated 7/3/2016. By Dr. Pippa Elliot, BVMS, MRCVS

Out of all the plans we reviewed, Healthy Paws impressed us the most. In addition to being the highest-rated (9.8/10) pet insurance company by its customers, Healthy Paws is also a foundation that donates a significant portion of its profits to provide medical care for thousands of homeless pets.
When we wanted to discuss pet insurance, Steve Siadek, the co-founder and CEO of Healthy Paws spent nearly an hour answering every question we had. Prior to founding Healthy Paws,

Healthy Paws CEO Steve Siadek managed a no-kill animal shelter before co-founding the company

and his energy and compassion for helping animals is reflected in the company’s stellar reviews.
Healthy Paws members report that they enjoy the highest claim reimbursements and the most reliable coverage out of any pet insurance plans. Healthy Paws also covers expensive hereditary health conditions that other companies don’t.
With Healthy Paws, your pet will have coverage for chronic illnesses, cancer, late-onset congenital conditions, hospital visits, veterinary emergencies, surgery, prescription medications, and so much more.
Healthy Paws is one of the only pet insurance companies to fully automate its claims process online. To file a claim, simply visit the claims portal online or download the app on your smart phone. Healthy Paws is the best pet insurance when it comes to coverage for unexpected health problems.
Our Final Grade

Overall Satisfaction Rating
(Based on overall customer satisfaction)
How Our Ratings Work

Our Rating Criteria
Highest Claim Approval –
98% Customer Satisfaction –
#1 Ranked Help & Support –
Highest Customer Retention –

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Healthy Paws Customer Reviews

Average customer review 5/5

“Best pet insurance, hands down”

labrador healthy paws pet insuranceHealthy Paws has been amazing to have for my two-year-old puppy, who has had his share of medical mishaps. The peace of mind I have knowing that my dog is protected is wonderful, and I recommend Healthy Paws to every pet parent I meet. One of the best decisions I’ve ever made for my dog.

Pet Parent of Two-Year-Old Labrador

“Wonderful Pet Insurance”

german shepherd healthy paws pet insuranceI’ve never reviewed any insurance company before. But Healthy Paws has been so good to my accident-prone German Shepherd that I had to write this. They respond to claims immediately and pay everything as promised. Such a relief dealing with a company who treats my dog’s health as the highest priority.

Pet Parent of 5-Year-Old German Shepherd

Healthy Paws Facts

  • Rated #1 in 2013, 2014, 2015, 2016
  • Amazing coverage
  • Unlimited lifetime benefits

Healthy Paws Pet Insurance Q & A

What does Healthy Paws cover?

Any illness, accident, or injury is covered. Surgery, hospital visits, medications, blood tests, x-rays, and other life-saving medical treatments are all covered.

Are their any types of limits on coverage?

Healthy Paws is the only pet insurance plan to offer truly unlimited coverage for your pet’s entire lifetime. There will never be any annual or per-incident limits or caps on reimbursements.

Are hereditary and congenital conditions covered?

Congenital conditions are birth defects and hereditary conditions passed down from your pet’s parents. These conditions can be expensive and difficult to treat, and may not show up until your pet is into adulthood. Apart from a waiting period, Healthy Paws puts no restrictions on congenital and hereditary health coverage. Period.

What is not covered?

Healthy Paws policies cover a lot, but, in order to keep premiums down, they don’t cover routine care and regular veterinarian visits. Flea prevention, heartworm treatment, dental care, and behavioral modification are examples of excluded treatments.

How does my pet qualify for coverage?

If your pet is under six years old, a copy of its most recent veterinary visit is all that is required. For pets six years and older, a veterinary examination performed during the past 30 days will be needed. If you don’t have the necessary veterinary records, you will need to have your pet examined before being approved for coverage.

Want to learn more? See a Healthy Paws Sample Policy.

Healthy Paws is Rated #1

Healthy Paws was rated #1 pet insurance in 2013, 2014, and 2015

The Average customer review for Healthy Paws is 9.8 out of 10
9.8 out of 10

Healthy Paws Saves Homeless Pets

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