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Healthy Paws Pet Insurance Review for 2020

Our team has researched the coverage, cost, and customer satisfaction scores of the nation’s top pet insurance providers.

Healthy Paws Pet Insurance received our award for The Best Plan for 2020 and customers agree: from Yelp to the Better Business Bureau, Healthy Paws reviews are higher than any other pet insurance plan.

If your interested in learning more about Healthy Paws, our complete review has all the information you need.

Table of Contents:

Healthy Paws Pet Insurance

Healthy Paws is the only pet insurance company that provides unlimited lifetime benefits with an annual deductible. This means that there is no limit on the number of claims you can file, and no cap on reimbursements. Your pet is covered for any accident or illness, for life. Period.

Their policies cover all accidents and illnesses, and there are no restrictions for hereditary or congenital conditions, including cancer. Healthy Paws automatically reimburses congenital and hereditary condition diagnosis and treatment, with no hassle. It’s another important reason why Healthy Paws plans are the best.

Healthy Paws is Rated #1

Healthy Paws was the #1 pet insurance provider in 2017, 2018, and 2019.

The average customer rating is 9.8 out of 10.

  • Healthy Paws Yelp: 4.5 out of 5 stars from 252 pet parents
  • Better Business Bureau: A+ consumer grade
  • Trustpilot: 9.7 out of 10 from 155 Healthy Paws reviews

Healthy Paws

  • Rated #1
  • Unlimited Benefits
  • No Restrictions for Hereditary/Congenital Conditions

healthy paws pet insurance
4.9 out of 5

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What’s Covered with Healthy Paws?

With Healthy Paws, you can go to any licensed veterinarian that you choose. This includes specialists and emergency animal hospitals.

90 % of your veterinary bill is covered with every plan and is based on actual costs.

Healthy Paws Pet Insurance covers the following:

  • Accidents, Illnesses & Cancer
  • Diagnostic Treatment
  • Hereditary, Congenital, & Chronic Conditions
  • X-Rays, Blood Tests, Ultrasounds
  • Surgery & Hospitalization
  • Prescription Medications
  • Emergency & Specialty Care
  • Alternative Treatments

Alternative Therapy

Healthy Paws’ coverage also includes services like advanced testing, surgeries, prescription medications, as well as alternative therapies such as:

  • Acupuncture
  • Hydrotherapy
  • Chiropractic care

Alternative therapies can provide that extra care for injured pets or older cats and dogs. They are known to be very helpful for:

  • Degenerative spine issues
  • Neurologic disc problems
  • Hip dysplasia
  • Cruciate ligament injuries

Healthy Paws policies cover expensive congenital and hereditary conditions, like hip dysplasia and heart defects. Other plans often exclude these from coverage or “include” them in their plans but deny claims after a pet parent has spent thousands in vet bills.

Healthy Paws Covers Costly Treatments

Healthy Paws coverage also includes:

These are ongoing and costly, but Healthy Paws will never deny a claim for treatment.

When your pet visits the vet for an accident or illness, Healthy Paws pet insurance pays for diagnostic treatment, testing, and prescription medications. If your pet requires surgery, they cover surgery and hospitalization. Puppy stepped on a bee? Emergency visits are included as well.

Additionally, if your pet needs specialist care for an illness like cancer, Healthy Paws coverage is there for that too.

Healthy Paws Offers Unlimited Benefits

Very few insurers offer no limits or caps on their policies, but this is one of the features that sets Healthy Paws apart.

Also, other pet insurance providers will only offer unlimited benefits on a Cadillac level policy. This is not true with Healthy Paws who offers the no limits benefit on their standard plan.

Some providers, like Embrace, only offer benefits up to $15,000 which can be limiting if your pet needs serious treatment as it is not uncommon for a medical bill to be as high as $20,000.

As with other pet insurance plans, they will pay the entire bill, no matter the cost, as long as the condition is not pre-existing.  At the facility or doctor of your choice.

Healthy Paws Reimbursement Is Based On The Actual Vet Bill

An important distinction between Healthy Paws and other providers is the reimbursement method.

Healthy Paws reimbursement is based on the actual veterinary bill. Some plans reimburse you according to a benefit schedule or “usual and customary” vet costs, which is usually based on the national average cost.

Let’s say you paid a $500 vet bill to treat your dog’s ear infection:

  • Your pet insurance reimburses according to a benefit schedule
  • The benefit schedule indicates that $300 is “usual and customary” to treat a dog ear infection
  • You chose 90% reimbursement when you enrolled, so your pet insurance will reimburse you 90% of $300, so $270. But you paid $500. That’s almost half of your out of pocket cost!

With Healthy Paws coverage, you would be reimbursed based on the $500 vet bill: 90% x $500= $450. Now that’s more like it! Makes sense why Healthy Paws insurance reviews are the best, right?

How Much Does Healthy Paws Pet Insurance Cost?

When you look at the benefits of no limits, deductibles, and a customized payout percentage, Healthy Paws plans are well priced.

The company also offers a variety of different discounts, including special rates for members of AARP, AAA, Costco and more!

Some of the other groups that they give a 10% lifetime discount are the following:

  • Animal Welfare Volunteers
  • Association or Alumni Organizations
  • Membership groups such as AAA, AARP, and Costco
  • Military service.

Employer-sponsored plans enjoy a lifetime discount of 15 %.

The average starting premium for dogs is $32.80 and for cats is $17.19.  Of course, it depends on other variables such as your dog or cat’s age, where you live and the breed.  And, which policy you choose.

Save with Our Healthy Paws Promo Code!

We want your pet to have the best health insurance, so we’ve partnered with Healthy Paws to offer you a 10% discount on your monthly premium, for as long as you have the plan!

To redeem your Healthy Paws pet insurance promo code, click on any of the buttons on this page. The discount will automatically apply at checkout when you enroll for a new Healthy Paws policy.

Healthy Paws

Receive a 10% discount on your monthly premium with Healthy Paws.

healthy paws pet insurance
4.9 out of 5

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Annual Deductible

Annual deductibles mean that you only have to meet your deductible once per year.

Other plans have per-condition deductibles, so you have to meet your deductible each time your pet has an accident or gets sick. This ia s huge cost savings for you, and just one of the reasons that Healthy Paws pet insurance reviews are the best, 4 years in a row.

Healthy Paws give you the option to choose from multiple deductibles. This gives you a level of customization to your specific financial needs.  Deductibles can be

  • $100
  • $250
  • $500

Just like other insurance, the higher your deductible the lower your monthly premiums.  It just depends on your needs and what you anticipate for your dog or cat in the coming year.

Enrollment & Claims Process

Pets eight weeks and older are eligible for coverage, while 13 years old is the upper age of coverage.

Healthy Paws has two waiting periods with their policies:

  • 15 days for accidents and illnesses
  • 12 months for hip dysplasia

Healthy Paws pet insurance requires a full physical exam of your pet by a licensed veterinarian in order to be eligible for coverage.

No additional diagnostic testing such as x-rays or blood work is required. The timeline of this exam will depend on your pet’s age at the time of enrollment.

For pets younger than 6 you’ll have to provide documentation of a complete physical within the last 12 months. Pets older than 6 must have had a complete examination within the last 30 days.

Healthy Paws does not require any medical records or proof of enrollment exam before submitting your first claim. When you file your first claim, they will then need a copy of your pet’s full medical history, including documentation of the enrollment exam.

The Claims Process with Healthy Paws is Fully Automated!

Healthy Paws is one of the only pet insurance companies to fully automate its claims process online.

To file a claim, you simply visit the claims portal website or download the app on your smartphone. They have a high claims approval rating and fast turnaround time for reimbursements.

Healthy Paws pet insurance is the most reliable partner to help you pay for your pet’s health care.

Healthy Paws Customer Reviews

According to customer reviews of Healthy Paws pet insurance, 9 out of 10 pet owners who purchase a policy are very satisfied with their coverage and with the customer service.

Among the large volume of reviews of Healthy Paws, here are a few typical reviews:

“Healthy Paws is the best pet insurance, hands down.”

Healthy Paws has been amazing to have for my two-year-old puppy, who has had his share of medical mishaps. The peace of mind I have knowing that my dog is protected is wonderful, and I recommend Healthy Paws to every pet parent I meet. One of the best decisions I’ve ever made for my dog.

“Wonderful Pet Insurance.”

I’ve never reviewed any insurance company before. But Healthy Paws has been so good to my accident-prone German Shepherd that I had to write this. They respond to claims immediately and pay everything as promised. Such a relief dealing with a company who treats my dog’s health as the highest priority.

“Healthy Paws took great care of my Golden Retriever.”

Everything from the conduct of the attendants to the review and processing of customers’ information is handled with professionalism and a minimum of hassles.

“Thank you, Healthy Paws, for coming through for my puppy’s emergency.”

Healthy Paws pet insurance has been recognized over and over as the very best. It offers extensive coverage, with unlimited benefits for your pet’s lifetime, unlike just about every other pet insurance provider.

“Healthy Paws was a breeze to set up and easier to deal with for claims.”

Healthy Paws’ app, website, and email and phone support make it easy to access profiles and to receive the help you need with your policy and your claims. Thanks to the company’s flexible hours, there are also plenty of opportunities to get in touch with their representatives. The one drawback seems to be that the mobile app is only available to Apple users.

“Reimbursement for my Dachshund’s $3400 surgery took just 3 weeks.”

The process of filing a claim couldn’t be easier. Either fill out the short, easily accessible form, take a snapshot of the invoices and submit them through the app, or alternatively send scans of the invoices through email. After that, the claims are processed as quickly as possible.

“Their policies are easy to understand and coverage is flexible.”

The fact that the reimbursement level and deductibles can be adjusted to meet individual preferences is a big advantage; with Healthy Paws, flexibility is a given.

Healthy Paws vs Other Pet Insurance Providers

Customer Rating 9.8 7.9 9.1 8.7 7.6
Unlimited Lifetime Benefits Yes No No No No
Covers All Illnesses & Accidents Yes No Yes No Yes
Covers All Genetic Conditions Yes No Yes No Yes
Includes Alternative Therapies Yes No Yes No Yes
Type of Deductible Annual Annual Annual Annual Per Incident
Financial Stability Rating A+ A A+ A- A+

Healthy Paws Gives Back

A portion of your monthly premium benefits their Foundation, which donates a significant portion of the company’s profits to provide medical care for homeless pets.

Steve Siadek, the company’s founder, spoke with us for almost an hour to answer all of our questions about Healthy Paws.

Prior to founding the company, Steve managed a no-kill animal shelter.

His energy and compassion for helping animals is reflected in the outstanding Healthy Paws reviews from customers and veterinarians.

Healthy Paws

  • Rated #1
  • Unlimited Benefits
  • No Restrictions for Hereditary/Congenital Conditions

healthy paws pet insurance
4.9 out of 5

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Where Do I Find Healthy Paws Promo Codes And Discounts?

There are several ways to save, including discounts for AAA members, friends, and family of existing members, and multiple pet savings. We offer a Healthy Paws promo code link that gives you 10% off the cost of your policy for as long as you have it!

What Does Healthy Paws Cover?

Any illness, accident, or injury is covered by Healthy Paws insurance. Surgery, hospital visits, medications, blood tests, x-rays, and other life-saving medical treatments are all paid for with Healthy Paws coverage.

Are There Any Types Of Limits On Coverage?

Healthy Paws pet insurance reviews are highest because there are no annual or lifetime limits on coverage. You can submit unlimited claims for any dollar amount, as long as your pet is enrolled. Like all pet insurance companies, Healthy Paws does not cover pre-existing conditions.

Are Hereditary And Congenital Conditions Covered?

Congenital conditions are birth defects and hereditary conditions passed down from your pet’s parents. These conditions can be expensive and difficult to treat, and may not show up until your pet is into adulthood. Healthy Paws coverage has no restrictions on congenital and hereditary health coverage. There is a standard 365 day waiting period for hip dysplasia.

What Is Not Covered with Healthy Paws?

Healthy Paws policies don’t cover routine care and regular veterinarian visits. Flea prevention, heartworm treatment, dental care, and behavioral modification are examples of excluded treatments. Excluding preventative care keeps the cost of insurance low, and cost is just one of the reasons why Healthy Paws reviews are consistently the best.

How Does My Pet Qualify For Coverage?

If your pet is under six years old, a copy of its most recent veterinary visit is all that is required. For pets six years and older, a veterinary examination performed during the past 30 days will be needed. If you don’t have the necessary veterinary records, you will need to have your pet examined before being approved for coverage.

How Do I Contact Healthy Paws?

For claims, you can email [email protected] or fax: (888) 228-4129. You can send a letter or submit your claim by mail at Healthy Paws Pet Insurance, P.O. Box 50034, Bellevue, WA 98015.

How Long Is The Waiting Period?

Your coverage begins at 12:01 a.m. on the day after enrollment. For accidents and illnesses, the waiting period is 15 days after you enroll. For pets younger than six years old, there is an additional 12 month waiting period for hip dysplasia.

How Do I Cancel My Coverage?

You may cancel your policy anytime by calling customer service at 1-855-898-8991.

How Do I Get A Quote?

Instantly get your free pet insurance quote from Healthy Paws and you’ll also activate an instant lifetime discount if you choose to enroll.

Does Healthy Paws Have An App?

Yes, Healthy Paws offers a free mobile app that lets you submit claims, update photos, update billing information, check the status of claims and review your policy. You can download the Healthy Paws App for iOS or get it on Google Play.

What About Customer Complaints?

Healthy Paws reviews from real customers are mostly singing their praise. However, we did find a few negative Healthy Paws reviews. On Rip Off Report, one customer had trouble canceling his policy.

Other customers complained about conditions not being covered or reimbursements being refused because they were pre-existing.

What Do Other Review Focused Companies Say?

Looking for even more perspectives? Smart move!

Don’t just take our word for it, check out the well-regarded company, Consumers Advocate, for an alternative review of Healthy Paws pet insurance.

  1. Reply
    Ann 11/26/2015 at 7:47 pm

    As you would for yourself and your family, you absolutely need to get insurance for your pets! It will help you out tremendously in the long run. Your pet is an investment and is a part of the family. It only makes sense to try to take care of it as you would anyone else.

    • Reply
      Pet Insurance U 01/21/2016 at 7:15 am

      Here, here, Ann. You said it best! Thanks for comment.

  2. Reply
    Beth 11/29/2015 at 3:59 am

    It’s always a good thing to have pet insurance. I took my dog to therapy after he had a big surgery and he is doing great. I think he actual likes his therapy too! 🙂

  3. Reply
    Susan Taro 11/30/2015 at 8:52 am

    I agree- it is the Cadillac of insurance plans. My cat Buddy is middle aged, I never know when something might come up, and it’s just good to have coverage. Learned the hard way that there are a host of issues that can arise over the course of a pet’s life.

    • Reply
      Pet Insurance U 01/21/2016 at 7:17 am

      We wholly agree, Beth! We also agree on the massive benefits of therapy. One of our dogs has gotten laser therapy for pain in his neck. He looks like he’s getting the most sublime massage during the procedure – and always returns from treatments bouncing like a happy ping-pong ball all over the place. Big thumb’s up to therapy of all sorts!

      • Reply
        Pet Insurance U 01/21/2016 at 7:24 am

        Excellent comment, Jerry! We agree it’s def. important to look at what company offers as well as company as whole to make the best decision. Donating to animal issues always gets a gold star in our book. Thanks for sharing factors in your decision-making process that’s sure to help others also weigh options just as carefully.

  4. Reply
    Jerry Winfield 12/13/2015 at 7:38 pm

    I’m considering purchasing insurance for my pets. I have older pets, 3 cats and a dog, that haven’t had many medical problems, but I know that will possibly change as they get older. The Healthy Paws insurance plan has high reimbursement rates with very reasonable annual deductibles which is very important to me. The fact that any illness, accident, or injury is covered is a very compelling reason to purchase a policy.

    I’m glad that the company donates some of its profits to for the medical care of homeless pets. It shows a real commitment to helping animals. That’s the kind of compassion that other insurance companies are lacking and helps me make the decision to contact them.

    • Reply
      Pet Insurance U 01/21/2016 at 7:19 am

      Right on, Susan! Healthy Paws is a fine choice indeed. Sorry to hear you had to find out the hard way about pet health issues – but the important thing is now you know the best way to protect your pet, your budget and ensure peace of mind. Thanks for input!

    • Reply
      Karma 12/13/2015 at 2:09 am

      I wouldn’t let my Daisy go a day without her Healthy Paws pet insurance! I’ve definitely taken more out of the pot from Healthy Paws than I’ve paid in. That’s why I’m taking the time to write this review. They’ve saved me a ton of money even for the little things that happen to her like ear infections or allergies. She even had her ACL tear repaired and the surgery was over $5,000. Whatever you do, whichever plan you decide to go with, you need to be sure that surgery is included in the coverage You do not want to end up in the veterinary hospital and realize then that your pet isn’t covered. Healthy Paws is great for specialist coverage and allows you to take your pet to special doctors like cardiologists or oncologists for canine cancer. If I had to pay out of pocket for the orthopedic expert alone, that would have cost me a few hundred dollars — per visit.

  5. Reply
    Linda Moss 12/15/2015 at 1:17 am

    Our Newfoundland was diagnosed with hip dysplasia and has needed some incredibly expensive surgeries and treatment. At every stage, Healthy Paws have been incredible. Vet bills are crazy enough but everything seems to cost a lot more when you have a 140 pound dog. If it wasn’t for Healthy Paws I would have gone broke trying to pay for his treatment.I can’t recommend them highly enough.

    • Reply
      Pet Insurance U 01/21/2016 at 7:21 am

      Thanks for comments, Karma! It’s always great to hear firsthand experience with pet insurance companies, esp. when it’s such a positive one. Appreciate your input!

      • Reply
        Pet Insurance U 01/21/2016 at 7:26 am

        Yaay! Linda – and Yaay! Healthy Paws. So wonderful to hear Healthy Paws has come through for your (very big!) baby. We hear ya on things costing MUCH more with bigger dogs. Our biggest weighed in at 120 lbs – and we loved every ounce of him. And yes, his treatments were on the pricey side.
        Know it would be the same with a Newfoundland. What a fabulous breed! Thanks for recommendation, which weighs in heavily for helping others make best decision.

        • Pet Insurance U 01/21/2016 at 7:28 am

          We’re with you on awesome value for the price with Healthy Paws. Also appreciate your comments. Thanks again, Charisse!

  6. Reply
    Charisse Cappello 12/30/2015 at 6:50 am

    Wow, I’m blown away by the pricing and the plans on Healthy Paws. I really appreciate everything they offer in terms of alternative care, because running with any dog carries the risk of injuries. Especially the hydro-therapy is amazing for injuries related to sports like Frisbee, fly ball, agility, and running. Also, there’s no limit. What a terrific program and I’m so glad this page is here to help us walk through the maze of choosing a plan.

  7. Reply
    Shalonda Gordon 01/26/2016 at 8:22 am

    Nice review on Healthy Paws.. Love the fact that there is unlimited coverage.. I always wonder how one is supposed to plan when dealing with limited coverage. Yet I must be honest the thing keeps bringing me back around to Healthy Paws is the fact that they have a completely automated claims process.. It makes things very straight forward.. and I know from experience that when your pet goes through some situation.. our minds can be all over the place.. thanks so much for this complete review.. keep smiling

    • Reply
      Pet Insurance U 12/06/2016 at 3:52 am

      Thanks Shalonda for the feedback having automated claims service is a life service and cuts through a lot of paper-work. We are glad Healthy Paws is working for you.

  8. Reply
    Victoria Nahley 02/15/2016 at 9:03 am

    The golden retriever and puppies in this post are so! It warms my heart to know that Healthy Paws was founded by someone who truly cares about animals instead of someone looking to make money, like many money-hungry CEOs today. I think it’s amazing that they donate money to charity too! Because they cover so much, I think it’s okay that flea prevention and similar are excluded, those are not very costly usually and the rest of the coverage makes up for it!

    I didn’t even know that Underwater Therapy was a thing for animals. I’m intrigued and now I’m going to search google for more information, thanks!

  9. Reply
    Alexa Cress 02/15/2016 at 10:34 am

    Healthy Paws sounds exactly what I would get for my own pets! Unlimited coverage and low pricing? Almost too good to be true!
    I appreciate that fact that you included what wasn’t included as well so there wouldn’t be any surprises after the initial purchase. Great idea with including a couple of reviews; that’s always important for me in making any decision. The stats you have included are also outstanding and very persuasive to say the least. There’s not a doubt in my mind that this is something I am interested in for my future pets.

    • Reply
      Pet Insurance U 12/06/2016 at 3:55 am

      Victoria appreciate your input, alternative therapy continues to become a hot service even in the animal community that’s why Healthy Paws covers alternative therapy in it’s policy. They are all about options, I hope this intrigue will move you to invest and add alternative therapy to your individual policy.

      • Reply
        Pet Insurance U 12/02/2016 at 9:05 pm

        Stalwart congrats on the adoption. We are glad that the information and reviews helped you during this process. If there is ever any other insight we can provide let us know. Again, congratulations.

        • Pet Insurance U 12/05/2016 at 8:16 pm

          Exactly Fran great statement, sometimes it’s not medicine that our pets need but natural treatment that can be the best way to treat our pets. Just like humans natural methods can be better and it’s great to know that Healthy Paws covers what you are seeking for your pet.

  10. Reply
    Kendra Justine 02/15/2016 at 12:21 pm

    This looks like an excellent option for my pets. I have a cat and a german shepherd. I’ve been looking for a new health care provider for them because the provider I’m with currently does not cover a lot of things. This is wonderful, unlimited coverage is all I could ask for! Plus the reimbursements sound great. An online claims system always makes the process so much easier. Healthy paws pet insurance is definitely at the top of my list now!

  11. Reply
    Anastacia 02/15/2016 at 6:59 pm

    Honestly, I had never heard of Healthy Paws until today, but it sounds great. Thanks so much for sharing and making it so easy to get a quote! I found the Question and Answer section and real customer reviews especially helpful.

    • Reply
      Pet Insurance U 12/06/2016 at 3:56 am

      Alexa that’s great to hear that Healthy Paws has your interest, they are one of the industries best!!!

  12. Reply
    Justina Roberts 02/15/2016 at 7:34 pm

    Hearing that Healthy Paws is “the Cadillac of pet insurance” really helped me think about not only dollar amount but the value you get. Reading that alternative care like massages is included makes me so happy, I want my pets to feel good and happy and healthy. They really won my heart over when I read that Healthy Paws doesn’t put restrictions on congenital and hereditary coverage, some people don’t know to read up on a breed before you welcome it into your home and learn the hard way. It’s so great that just because the breed they were born as, doesn’t mean they shouldn’t get taken care of the right way.

  13. Reply
    jerome 02/15/2016 at 8:19 pm

    Having a German shephard isnt easy and i recently found this site , im amazed especially with healthypaws .The things that healthypaws covers is amazing , they really do an amazing job thank you for sharing this review.

    • Reply
      Pet Insurance U 12/06/2016 at 3:58 am

      Awesome Kendra we are glad to hear Healthy Paws are at the top of your list. Healthy Paws offers so many things in their policy that it’s hard not to want to invest in them. FYI, checkout the alternative therapies that Healthy Paws covers, I am sure it may be something you are interested in.

      • Reply
        Pet Insurance U 12/02/2016 at 9:02 pm

        Sunny you are welcome glad we could be of assistance 🙂

        • Pet Insurance U 12/05/2016 at 8:13 pm

          Jessica what you said is so true. Healthy Paws continues to be a company of innovation to be separate from the rest. Glad that to see that your interest has been peaked. 😉

        • Pet Insurance U 12/05/2016 at 7:49 pm

          Anna, wow sounds like Smokey is a true champion that has seemed to conquer every obstacle. Healthy Paws offers great service with great customer satisfaction. It’s great to know that Healthy Paws has worked out for you and Smokey.

        • Fran 04/03/2016 at 3:45 pm

          Yes that is something that really appeals to me, the alternative therapies. More and more vets recommend such alternatives to western medicines but the problem is not all insurers will pay out for this. Great to know Healthy Paws does.

  14. Reply
    Dana Gore 02/15/2016 at 11:39 pm

    We know that alternative treatments can be so beneficial for humans, so it makes sense that our pets would benefit as well. But in truth, I had never thought about this before. It falls under what I would consider preventative care, even though it’s helpful once a condition has already developed.

    When my in-laws’ dog had gotten older, he developed arthritis. He could barely walk and the pain was obvious. I don’t think acupuncture was even considered because they probably didn’t know about it. It probably could have improved the quality of his life before he died.

    This sounds like an awesome company – and I love that the co-founder/CEO spent so much time answering your questions. The fact that they donate profits to care for homeless pets shows how much they love animals, and I think that’s awesome.

  15. Reply
    Graysse 02/16/2016 at 12:48 am

    Healthy paws in my books is the one and only place you can find the best Pet insurance deal on the market. The insurance covers soooo much and you know for sure that your Pets health is in the right hands. I’d recommend this isurance company to everyone because it’s that good! My pets- one dog and a cat always receive the best medical care. Thank you Healthypaws.

    • Reply
      Pet Insurance U 12/06/2016 at 4:00 am

      Anastacia, customer service is everything and we are glad that the site is easy to navigate for for your information.

  16. Reply
    Leslie 02/16/2016 at 8:51 am

    Healthy Paws appears to be the insurance that I’m looking for. I’m not too concerned about annual vet visits but I am thinking that as my dog (Tommy) gets older, I may need to get some insurance to cover some unexpected needs that may arise. I’m a big proponent of alternative therapies for humans and I’ve just started looking into them for animals and it’s definitely something that I want to pursue for Tommy as he ages. I can also appreciate the low deductible amounts that are available for coverage. That’s a nice option that could fit within any budget. I’m definitely getting a quote from Healthy Paws.

  17. Reply
    Sabrina Miranda 02/17/2016 at 7:16 am

    I’ve learned the hard way that pet insurance is a MUST when you have pets. They are just like children – they could get hurt or something unexpected can happen. My Pomeranian Shih tzu was hurt in his eye while he was at the groomer and had to get surgery – All I’m saying is that HealthyPaws is worth EVERY SINGLE penny. You get the best medical care, lots of coverage and knowing that the founders truly care about animals ensures me that my pet is always in good hands. This is the only pet insurance that I’ve seen that covers your pet for their lifetime. Not only do they offer the best prices, but they offer reimbursements and they have great annual deductibles – so come on! What else could you possibly want?

    • Reply
      Pet Insurance U 12/06/2016 at 4:05 am

      Justina, thanks for your comment, Healthy Paws is one of the best in the industry as they offer policy that are budget friendly and diverse overall. We are glad you have chosen something that works.

      • Reply
        Pet Insurance U 12/02/2016 at 9:00 pm

        Jon we are just glad to help. It is our mission to make your experience while researching as easy as possible so that you know what you are looking for. If there is anything that needs to be clarified for your convenience let us know. Thanks again for the comment.

  18. Reply
    ronline betit 02/17/2016 at 7:29 pm

    Pet insurance is an essential things that we could get if we really love and care for our pets. My dog is like a family to me and I care for him as I care for my friends. He is loyal and sweet so when he got sick, I spent huge amount for his medication. If I have pet insurance that time, I’m sure I could save a lot. I’m looking now for the best program that I could get.

  19. Reply
    lovely mcarthur 02/18/2016 at 7:07 am

    I like the coverage of healthy paws! It has all I need in one package! I wish to receive a quote from them. Thanks for this review!

    • Reply
      Pet Insurance U 12/06/2016 at 4:06 am

      Jerome informational service is everything glad the review has helped you in your efforts.

  20. Reply
    Raquel 02/19/2016 at 8:02 am

    After recently paying out-of-pocket for my dog’s knee surgery, I have since been researching pet insurance. Healthy Paws is the best I have found. When I received my quote, I realized how much money I could save if my dog ever needs blood tests, x-rays, or another surgery. I also appreciate the fact that Healthy Paws donates money to caring for homeless pets.

  21. Reply
    Diana 02/19/2016 at 8:04 am

    As a busy dog mom, human mom, wife, and entrepreneur, I struggle with having the time to do things like messy paperwork. I love that Healthy Paws has an automated claims processing system online. I can download the app on my smartphone and file a claim quickly. I also don’t have to worry about going over any limits on coverage or reaching a reimbursement cap.

    • Reply
      Pet Insurance U 12/06/2016 at 4:10 am

      Dana when pet dies it can be tough, pets are part of the family that’s why Healthy Paws does it’s best to cover the full spectrum of charitable service. This way people are continuously educated and are grateful with knowing that Healthy Paws is about more than insurance. Again, thanks for your comment.

      • Reply
        Pet Insurance U 12/02/2016 at 8:57 pm

        Bree we are glad that you have chose to get your pet covered. Remember you can always tailor a plan to fit your budget, so you do not have to “break the bank” or quality of the plan. We are glad that we can offer you useful information. Thanks!

        • Pet Insurance U 12/05/2016 at 9:21 pm

          As a member that is great to know and we are all about saving you money especially when it comes to your pet. Thanks for the feedback.

        • Pet Insurance U 12/05/2016 at 7:27 pm

          Erin, thanks for the feedback and sorry for the loss of your bunny. Healthy Paws does place a level of importance when in it comes to alternative treatments and emergency service support to it’s policies. Overall that’s one of many things that sets them apart from other companies, while also being affordable.

  22. Reply
    Adam 02/19/2016 at 8:05 am

    When our veterinarian suggested chiropractic care and acupuncture to help our dog recover after surgery, I was pretty taken aback. I had never thought about those treatments for animals. But after discussing it with some friends who had been in a similar situation, I realized that it could be very beneficial for our dog’s health. We didn’t have the insurance coverage at the time, and now I wish I had known about Healthy Paws! I love seeing plans with alternative therapy coverage because it did wonders for our dog. She is much better now and I’m glad I paid for it, but it would have been nice to pay a lot less!

  23. Reply
    Ujjal Karmakar 02/19/2016 at 7:51 pm

    Healthy Paws is a great policy regarding pet insurance. The policy covers any illness, accident, or injury is covered. Surgery, hospital visits, medications, blood tests, x-rays, and other life-saving medical treatments. It is a good thing that the policy covers these benefits. I thinks this is the best policy ever. Even though there some lacking here, it is a good policy. The main thing is to ensure pet safety by using such awesome policy. I think we can follow this policy.

  24. Reply
    Bronwyn 02/22/2016 at 6:49 am

    WOW! These statistics for Healthy Paws were great! I was instantly drawn into the article to find out more. I also love the FREE alternative care coverage for pets option. Especially the underwater therapy. My dog would definitely benefit from this option as he is very active but struggles sometimes because he is getting older. I am also such a fan of the feature to get your quote right away. That was definitely a selling point for me. Great job with the article it was super useful!

    • Reply
      Pet Insurance U 12/06/2016 at 4:14 am

      Leslie, budgeting is definitely key when searching for insurance for your pet. We are glad Healthy Paws is in the top tier of your decision to get a quote.

      • Reply
        Pet Insurance U 12/02/2016 at 8:55 pm

        Abdullah we are excited for you and your planning to adopt. We hope that we can continue to assist you in anything you may need as it relates to your pet. We have many plans that will suit your pet and your budget. Again, let us know if we can ever do anything in the future. Congratulations!!!

  25. Reply
    Jennifer 02/28/2016 at 3:55 pm

    Luckily for me, a friend suggested I should sign my pets up with Healthy Paws a while ago. Since then, I’ve not had a reason to worry about any procedure they have to undergo and how much debt I’m going to be in. They’ve got us covered totally. I’m really grateful I found them so early, they’ve saved me too many times to count.

  26. Reply
    Ivelina Borislavova 03/02/2016 at 1:38 am

    i like everything about Healthy Paws and all the statistics look ideal for anybody who wants to insure their pet.My mother in law has 2 adorable dogs and I will recommend it to her. It is also priceless that you can make the claim online, also the alternative care coverage is a nice touch.

    • Reply
      Pet Insurance U 12/06/2016 at 4:20 am

      Sabrina if we had a nickle for every great comment we hear about Healthy Paws, we would all be rich..lol… Healthy Paws is budget friendly and one of the best companies around for pet insurance. Offering some of the best coverage for many treatments it’s hard to wrong with them. Thanks for the great comment.

  27. Reply
    Emi 03/10/2016 at 6:15 pm

    Being an owner of a Vizsla I have to take into account his repeated skin and ears problems. Thank you Healthy Paws for your comprehensive insurance and for your great job!

  28. Reply
    J. Paul 03/11/2016 at 6:23 am

    Healthy Paws seems like the perfect solution. I came here to research my options, but it looks like the search is over! I gotta say…I had no idea that pet acupuncture was even a thing. Very comprehensive coverage indeed. They just got a new customer.

    • Reply
      Pet Insurance U 12/06/2016 at 4:24 am

      Ronline, good to hear that you are seeking pet insurance plans. Healthy Paws is probably your best bet because it’s budget friendly with unlimited coverage and even offers coverage for alternative treatment which is a plus. Checkout and let us know what you think? Again sorry about your sick dog and good to hear that your looking.

      • Reply
        Pet Insurance U 12/02/2016 at 8:50 pm

        Marion we appreciate you taking care of your furry best friend. Sometimes you would be surprised at how often pets can become stressed and get injured just like humans. With our alternative therapy covering built into the plans we want your pets to always stay ahead of injury and stress.

        • Pet Insurance U 12/05/2016 at 9:26 pm

          Momi I think you may mean Healthy Paws…lol. It’s awesome to hear that this is a suitable company foe you and that you where able to suggest this to your mother -n-law as well. Healthy Paws does everything they can do to offer various plans that work for you. Again we appreciate the feedback and that it has assisted you in your research.

  29. Reply
    Rok 03/12/2016 at 12:36 am

    This is absolutely perfect. Spent a few days googling for other options, but the research is now officially done. This is basically all what I’ve been looking for and even more! And the price is very reasonable, if you take into account that this insurance covers almost everything. I’m always worried about the vet costs, but now, I’ll finally be able to be more comfortable about ageing.

    I usually don’t recommend services to others, but I would recommend this to all my friends, who own dogs 100%!

  30. Reply
    Fedra 03/12/2016 at 7:20 pm

    I have researched a pet insurance for a long time. Healthy Paws is the best I have found. I’m the owner of a Vizsla , he has some problems with his ears and I really appreciate everything they offer in terms of alternative care, like Acupuncture Treatment. I’m very happy to know that any illness, accident, or injury is covered , it makes me so satisfied to know that my dog health will be in good hands.Thank you Healthypaws

    • Reply
      Pet Insurance U 12/06/2016 at 4:28 am

      Lovely that’s great with easy navigation it’s simple to get an online quote and I am sure you can find a plan that fits your budget and furry friend. Glad to see your interested and researching. Healthy Paws is very affordable for what you are seeking.

  31. Reply
    Momi Nul 03/20/2016 at 1:25 pm

    I like everything about Healthier Feet and all the research look suitable for anybody who wants to guarantee their pet.My mom in law has 2 lovely pets and I will suggest it to her. It is also precious that you can declare online, also the substitute care protection is a awesome contact.

  32. Reply
    comment_blog 03/22/2016 at 9:27 pm

    I am a member user of this healthy paws, i love the service they offer. It makes my dog live a healthy life without me spending extra money on my dog.
    Pet insurance is okay and i recommend it to anybody who want health insurance for his or her pet.

    • Reply
      Pet Insurance U 12/06/2016 at 4:32 am

      Raquel, Healthy Paws is one of the best companies in the industry and definitely about charity. We are glad you feel they are the best because so do we. Glad you found what you are seeking and thanks for the comment.

      • Reply
        Pet Insurance U 12/02/2016 at 8:40 pm

        Stacy, Healthy Paws indeed does try to stay at the top tier of Pet Health Insurance. If you are seeking to get your pet covered do your research and let me know if you have any questions.

    • Reply
      Estelle Jackson 02/19/2016 at 8:28 am

      I love that Healthy Paws gives back to homeless pets! My family and I adopted our dog from a shelter 5 years ago, and she has been an integral part of the family ever since. This plan is wonderfully comprehensive (not many include alternative therapies like chiropractic care) AND they give back to animals in need, which is very important to our family.

      • Reply
        Pet Insurance U 12/06/2016 at 4:12 am

        Graysse appreciate the positive comment and possible recommendation we like that!!

  33. Reply
    Jessica Edwards 03/26/2016 at 4:58 am

    Wow I am really surprised to see that this health plan covers so much including alternative treatments! A lot of health care plans for people don’t even cover services like that. I did not know they had pet chiropractic available. It is amazing what is available these day.

    • Reply
      Pet Insurance U 12/06/2016 at 4:36 am

      Estelle congrats on your adoption, we are glad that the alternative therapies that are in the policy are benefiting your pet. At times natural care can be just as great as medicine. We are moved that Healthy Paws can provide your pet some TLC. Again thanks for the feedback.

  34. Reply
    Carlie Stevenson, PhD 03/27/2016 at 8:01 am

    I’m definitely interested in getting the very best care for my pet. The fact that they cover everything from emergency care to cancer, to genetic conditions to prescription meds is the main reason I’m interested in them. The alternative healthcare and annual deductible help a lot, too!

  35. Reply
    Mia Rivel 03/29/2016 at 5:24 am

    I love the idea of everything this insurance covers. I am in the process of buying another puppy and after having to put down my previous dog from being sick and we didn’t have pet insurance at that time, it just became really expensive. As you can imagine this was such a heartbreaking decision for me at the time. However, Healthy paws gives you a reasonably priced quote, depending on the cover you are looking for, for your pet and I feel more at ease knowing this time around I have cover for my beloved puppy.

  36. Reply
    Fran 04/03/2016 at 2:38 pm

    Healthy Paws does come highly recommended, good article people, this shows you just how much they offer. I know of quite a few people on the dog forums I frequent online who are with them.

    • Reply
      Pet Insurance U 12/06/2016 at 3:50 am

      Diana Healthy Paws is all about easy navigation and keeping with technology. We are just glad that you are using various ways to make it easy for you and your pet insurance needs.

      • Reply
        Pet Insurance U 12/02/2016 at 9:09 pm

        MisterDel, glad the reviews have intrigued you. At this time we do not offer any type of bonuses or promotions for switching. We do offer quality plans to fit your budget so let us know if we can assist you in your search.

  37. Reply
    Tony 04/08/2016 at 8:47 pm

    I found Healthy Paws Insurance, while looking for coverage for my
    dog Charlie, who needed some underwater therapy. I was amazed by their reasonably priced plans that they offer, and what all comes with each package. The alternative healthcare, along with the annual deductible, will surely help me to ensure that I can get the right amount of coverage necessary, and save some cash too. Finally, knowing that this company comes highly recommended, along with all their benefits makes this pet insurance the right choice for my pet at this time.

  38. Reply
    Anna 04/09/2016 at 8:57 pm

    When we adopted our dog, Smokey, from the shelter we thought his mixed-breed heritage (lab/Chow mix) meant he was going to be exceptionally healthy. We didn’t bank on him being accident prone, though! In the first 6 months we took him to the vet 7 times. I can’t imagine NOT having Healthy Paws. Smokey had a severe UTI from the shelter, two eye infections caused by an eye injury that ultimately led to surgery, and a tick-borne illness. We chose the higher deductible ($500), but have had 90% of his costs covered thereafter. The insurance plan even covered an out of town emergency. We were drawn to the company because of their BBB grade, and have been very happy with the service received. We would love if preventative medications were covered, like heartworm or tick, but fortunately those aren’t too expensive. Ultimately, Smokey is our baby, and with all of his issues so far, we are very happy to have found Healthy Paws and their unlimited coverage in case his accident streak continues!

  39. Reply
    AngNaomi 10/22/2016 at 6:53 am

    Healthy Paws insurance covers a lot! I like that Healthy Paws does cover congenital conditions. I also took notice of the various types of therapies Healthy Paws will cover. That is excellent!! There are many ways to nurse a dog back to health. Emergency visits are covered too and that is awesome!! When I was a kid we didn’t have insurance for our dog and my parents had to pay out of pocket when he had a reaction to his rabbis shot. Glad they could afford it however I know insurance would’ve been better!!

    • Reply
      Pet Insurance U 12/05/2016 at 10:01 pm

      Bronwyn great to hear that the article has assisted you in making Healthy Paws work for you. It is also refreshing to know that the alternative coverage is a part of your policy to take care of your dog and that this was a major selling point for you. Great to know that the article was a great resource in your decision making. Thanks for the feedback.

      • Reply
        Pet Insurance U 12/02/2016 at 9:20 pm

        We are glad that Healthy Paws has helped you and your pets in your healthcare search. Unfortunately, we do not offer any service to New Zealand at this time. We are truly sorry and we hope that in the future we can evolve to service internationally.

  40. Reply
    Erin Floyd Smith 10/27/2016 at 7:10 am

    Thank you for the great overview! Healthy Paws looks like a great pet insurance program. I like that it covers emergency services. I had a bunny pass away a few years ago because we couldn’t afford emergency surgery for him. I’m glad to know there are helpful alternatives out there.

  41. Reply
    umi sakinah jahari 10/27/2016 at 11:45 am

    I should have known the insurance sooner as it have no limits in their coverage (Illnesses, Accidents and etc.) and provide unlimited lifetime benefits. And looking at Free Alternative Care Coverage is and added advantage as well as this should come in handy when in time of need. i will pick Healthy Paws for a price of $35.55/month. As an owner of total of 2 kittens and 1 adult, maintaining with their emergency and their hospitalization fee takes quite a toll on me. One of my best cats died a while back. She was feverish and i just let her be, hoping she will get well again. After 2 – 3 days of fever, she started losing appetite, and then she became bedridden as half of her body was unable to move. That is when i realize she might be terminal. I rush to the hospital and the doctor said she had a heart attack and already paralyze waist down and was put to sleep the next day. With this, i become more conscious with the health of my entire pet. I would never miss to go to a doctor should my cats got sick. With this insurance, i just have to submit my claim and get reimburse. This is great.

    • Reply
      Pet Insurance U 12/05/2016 at 9:56 pm

      Jennifer thanks for friends right? Healthy Paws is all about tailoring plans that are right for you and your budget. We are glad you found what’s right for you

  42. Reply
    john 10/28/2016 at 11:46 pm

    I can’t stress enough how great of a company Healthy Paws is. My dog has had 2 surgeries (one to correct her constant urinary tract issues and a surgery for a torn ACL) and I’m so happy I had their insurance. The claims process is incredibly easy. You simply scan or photograph your bill through their phone app and within a week they review, process, and mail you a check! I even had a representative reach out to me to see how my dog was doing not long after her surgeries. It’s great knowing if my dog gets sick I won’t have to incur all the costs!

  43. Reply
    Sarah Bott 10/28/2016 at 11:47 pm

    I absolutely love Healthy Paws! My little boy Thorin had been very sick over the past couple months. It was nice to know that we had Healthy Paws and that we could leave him in the hospital where the experts could figure out what was wrong without freaking out about the cost. Our boy was discharged on Saturday and he racked up quite a bill! Within a couple of hours of submitting our claim, it was processed and approved. Thank you Healthy Paws for being there for our baby boy!

    • Reply
      Pet Insurance U 12/05/2016 at 9:53 pm

      Ivelina glad Healthy Paws is working for you and that you have recommended it to your mother-n-law. Healthy Paws offers comprehensive coverage and easy to navigate online. Right now, alternative care is great and becoming more socially acceptable. Thanks for the comment.

      • Reply
        Pet Insurance U 12/02/2016 at 9:23 pm

        Sarah we are glad Thorin is doing great and that your plan fits your budget. We are also glad we where able to get you approved same day so that Thorin’s hospital visit could be covered. If you ever have any other questions or concerns always feel free to let us know. We are here to help, once again we are glad you chose to get your pet covered.

        • Pet Insurance U 12/05/2016 at 8:26 pm

          Carlie, glad you are deciding to take this step, Healthy Paws has an annual deductible and covers many alternative treatment like: massage therapy, physical therapy, chiropractic care, acupuncture and underwater treatment. So glad Healthy Paws is at the top of your list.

        • Pet Insurance U 12/05/2016 at 7:34 pm

          Ang, that’s what we like to hear. Healthy Paws covers many conditions and while offering policies that are tailored to fit your budget not breaking the bank. Awesome to know that Healthy Paws has worked for you now.

        • Pet Insurance U 12/05/2016 at 7:58 pm

          Fran, yes Healthy Paws offers so much and more. Especially when it comes to their unlimited coverage, alternative care and emergency treatment. These are the many things that set Healthy Paws apart from the rest. Thanks for the feedback and continue to spread the word to your online friends.

        • Pet Insurance U 12/05/2016 at 8:02 pm

          Tony, it’s not easy choosing the right coverage as there are so many options to choose from. It great to hear that the alternative healthcare plan is the route you plan to go for you and Charlie.

  44. Reply
    LA PAK 10/29/2016 at 5:16 am

    I’m so glad I came across this information about Healthy Paws. All the dogs I have now are rescues and knowing that there are pet insurance companies who are founded on the bases to continue to help pets in need is invaluable in the mission to saving domestic animals who end up in shelters. I’m from NZ so wondered if they extend to our country? The fact that they have amazing reviews, customer satisfaction, reasonable prices and alternative healthcare is a seller for me. Just by looking at the sample policy provided on this page, it’s in a language I can actually understand. Fingers crossed that they service NZ.

  45. Reply
    MisterDel 10/31/2016 at 2:17 pm

    Loved reading the reviews, thanks! Just wondering if you run any bonuses or promotions for switching pet insurers? I am unhappy with my current insurance, wont name the company, but they have really disappointed me. Is the process very streamlined?

    • Reply
      Pet Insurance U 12/05/2016 at 9:47 pm

      Snisu Healthy Paws offers various policies that cover many treatments for event the most repeated medical problems. Hopefully your Vizsla will get better soon and once again thank you for the feedback.

    • Reply
      Fran 04/03/2016 at 3:46 pm

      Second comment I have read about someone having a Vizsla – do you find they have recurrent problems?

      • Reply
        Pet Insurance U 12/05/2016 at 10:10 pm

        Adam, right now alternative treatment seems to be the rave not just for humans but also our pets. That’s why Healthy Paws covers alternative treatments because they understand that sometimes natural methods are better ways to go than major surgery, or medication. Just another way Healthy Paws differs from others and is one of the top companies in the industry. Again, we are glad your dog is better and that you found the right coverage for you. Thanks for the feedback!!!

  46. Reply
    Stalwart Stalwart 11/04/2016 at 3:34 pm

    Healthy Paws is truly an insurance company with integrity, which is more than I could normally hope for from any insurance company.

    Healthy Paws is truly an insurance company with integrity, which is more than I could normally hope for from any insurance company.

    My husband and I adopted a 5-month old English Bulldog from a rescue (not our first bulldog, so we had an idea of what we were getting into)… Wrigley, poor thing, has been beset with quite a laundry list of maladies, many of which are due to poor breeding practices and are congenital (i.e. not likely to go away soon). Wrigley has been in and out of the hospital several times in the last year and a half, and has shown to be the happiest little trooper out there; as long as he wants to keep on and is happy about it, we’ll do what we can.

    We chose Healthy Paws, because we’d read reviews that they offer some of the most comprehensive pet insurance companies out there. Thanks for sharing.

  47. Reply
    Sunny 11/06/2016 at 1:08 am

    Great overview! I love that it goes over all the facts about Healthy Paws, rates, comparisons, and even reviews. It looks like a great, reliable pet insurance that I’d be able to put my trust into. And cheap! It’s amazing that they can offer so much for so little! They must really be pet-loving people, and understand what it’s like when your precious little pet gets into an accident… Thanks Healthy Paws!

  48. Reply
    jon terns 11/14/2016 at 12:45 am

    After just finding your site, I am finding that it is going to be more than helpful in my search for pet insurance. I really like the way you review the insurance companies and give them a star rating. That makes it easier for me to compare them side by side and find the right one for me.

    • Reply
      Pet Insurance U 12/05/2016 at 9:42 pm

      J.Paul that’s awesome to hear that your research has worked out in you and your pets favor. As, new information comes available so do various alternative treatments like acupuncture which is covered in the policy. Healthy Paws seems to try to stay ahead of the game. Thanks for the comment.

      • Reply
        Pet Insurance U 12/02/2016 at 9:25 pm

        John Healthy Paws does care and customer service is everything. We hope that we can continue to provide you with that quality service that you and your pet deserve. We are glad everything turned out okay and if there is ever anything you need let us know.

  49. Reply
    Bree 11/14/2016 at 1:06 am

    Healthy Paws sounds like the best of the best! The fact that the reviews here are posted by a vet makes it even more appealing as I know that I will be getting useful information and I will be able to find a dependable pet insurance company for our cats. Healthy Paws is more expensive than we would like, but quality does cost money.

  50. Reply
    ABDULLAH AL NOMAN 11/17/2016 at 10:23 pm

    Excellent initiative!!! Healthy Paws means a lot us.As while we are looking for adopting a pet, firstly it comes to our mind about a safe and secure future for it. really we are glad to know that there are some innovative pet insurance companies who are established on the aim to continue to help pets .in deed its vision has a far better reaching concept in future.Thank you Healthy paws !!!

    • Reply
      Pet Insurance U 12/05/2016 at 9:38 pm

      Rok, good to know that we have helped in your research and you have found an insurance that works and is affordable. We also appreciate how you would recommend this to dog owners to expand educating efforts on pet insurance. We are happy about the decision you have made and hope you continue to recommend the information provided. Thanks again!!

  51. Reply
    Marion 11/19/2016 at 1:29 pm

    I want just the best for my dog. He really is my best friend. I am amazed that there is a full covered insurance which also allows me to try alternative methods to help him if he is in need. Massage therapy and underwater therapy sounds very innovative to me.

  52. Reply
    Stacy Karyn 11/20/2016 at 1:33 am

    Wow!! Massage therapy, acupuncture, and chiropractic care? I wish my own insurance covered these types of services! Sounds like Healthy Paws beats out the other competitors by quite a bit.

    • Reply
      Pet Insurance U 12/05/2016 at 9:33 pm

      Fedra, there has been lots of research that cites the benefit of alternative treatment for ear problems in pets. It’s just great to know that in your research Healthy Paws is right for you. Good to know that you feel comfort in the decision you have made. Thanks for the input.

      • Reply
        Pet Insurance U 12/05/2016 at 7:16 pm

        Umi, we are so sorry to hear about the loss of your cat, we understand how tough losing an animal can be. However, Healthy Paws does allow you to maneuver easily with each policy allowing for a smooth process no matter the situation. Again, it’s great to hear that Healthy Paws has allowed you to become more conscious of certain things.

        • Pet Insurance U 12/05/2016 at 8:40 pm

          Mia, it is completely understandable of how expensive insurance can be for your pet. The good thing about Healthy Paws is the way you are able to tailor it to fit your pets needs. They offer many diverse plans that fit your budget from the very expensive to low, whatever you are looking for they will try their best to match it for you. Glad to hear you have found something that is right for you and your

  53. Reply
    Kelly 12/25/2016 at 8:13 pm

    If I join this insurance and I have a 6 month old puppy that I just recently purchased from a breeder who was feeding her victor a brand that was too high in protein for her which caused a UTI. She was treated by my vet with antibiotics and when I took her back she still had a small amount of pylori (bacteria) with crystals. Will I still be covered for anything that has to do with her urinary tract or is this a preexisting as he said it was from her food which I changed not her system.

  54. Reply
    Ceecee Chen 03/08/2017 at 4:57 am

    I had the insurance policy for one month, 80% coverage with hundred dollar deductible. I knew that their effective eligibility date was 15 days from signing up, but they did not say that that begins the day after you sign up. So about two weeks after he signed up, after I thought he passed the waiting period, he had some diarrhea, so I took him to the vet and had him seen, $300 charge. I had to wait two weeks to get an answer on my claim from Healthy Paws, and they said that he was not covered because his symptoms began one day before the waiting period expired! According to them, the coverage began on the day that I saw the vet (but he started having symptoms the night before), but I contested this because it was not clear. Plus, they were supposed to have a 30 day moneyback guarantee and I was canceling my policy within that time period. But guess what, that is only if you don’t file a claim. In other words, you only get all your money back if you never even tested out their service AND cancel the first month you have it… makes a whole lot of sense, right?? So, I got nothing for my trouble, I had to pay $54 nonrefunded for nothing, plus I had to pay the full vet fee because he got his first symptoms one day before they said the period ended. Incredibly petty and bad company. Don’t deal with them.

    • Reply
      Pet Insurance U 03/21/2017 at 3:17 am

      Ceecee, we’re very sorry to hear about your experience with Healthy Paws, and we will factor it into our pet insurance reviews. We hope your puppy is feeling better. If you have any questions about other pet insurance companies, please let us know!

  55. Reply
    Redrose1 06/23/2017 at 9:42 pm

    In reviewing several insurance companies over the last few months. I am considering Healthy Paws for our dog and cat. I feel it would be the right choice. Those other insurance companies do not offer the benefits Healthy Paws does. Healthy Paws is considered the #1 insurance, A+ with the BBB, this is very important in my decision.

  56. Reply
    Naeem Weston 06/24/2017 at 8:17 am

    I love that with Healthy Paws has an annual deductible, so I don’t have to meet my deductible each time my dog gets sick. And the fact that they have coverage for hereditary and congenital conditions is amazing! I also love that alternative care is included in the insurance…I wish I knew about this earlier because I paid an arm and a leg for hydrotherapy for my dog!

  57. Reply
    Naeem Weston 06/24/2017 at 8:19 am

    I love that with Healthy Paws has an annual deductible, so I don’t have to meet my deductible each time my dog gets sick. And the fact that they have coverage for hereditary and congenital conditions is amazing! I also love that alternative care is included in the insurance…I wish I knew about this earlier because I paid an arm and a leg for hydrotherapy for my dog!

  58. Reply
    Carla 06/24/2017 at 12:31 pm

    Healthy Paws seems to be exactly what I have been searching for. It appears to cover everything, even hereditary conditions. The cost seems reasonable. I also love the fact that there is an app to make the process of submitting claims and uploading photos even easier. I will recommend this to anyone who is searching for pet insurance.

  59. Reply
    Carla 06/24/2017 at 12:33 pm

    Healthy Paws seems to be exactly what I have been searching for. It appears to cover everything, even hereditary conditions. The cost seems reasonable. I also love the fact that there is an app to make the process of submitting claims and uploading photos even easier. I will happily recommend this to anyone who is searching for pet insurance!

  60. Reply
    Louw 06/24/2017 at 12:41 pm

    I hadn’t much thought about pet insurance before, but after a friend mentioned it I just had to search. I am grateful to have found this article. It’s informative and well-written, and Healthy Paws is exactly what my pets need. I love how much Healthy Pets will cover for my pets, and I will be able to rest easy knowing my pets have complete coverage when there is an emergency. Thank you!

  61. Reply
    Min 07/05/2017 at 9:45 pm

    Are regular vet visits covered? Shots? Things like that? I currently have a different – much more expensive insurance so that those things can also be covered. Would love saving money for even better coverage…

  62. Reply
    Charles Barlow 08/08/2017 at 9:21 pm

    HealthyPaws is hands down the best pet insurance company out there. They are polite, respectful and very easy to deal with. When I get another pet they are the only insurance company I will consider.

    • Reply
      Pet Insurance U 10/05/2017 at 10:21 pm

      Thanks for your comment, Charles! We’re so glad to hear that your pet is being well cared for. Feedback like yours helps us keep our Healthy Paws reviews up to date for other pet parents who are shopping for pet insurance. We really appreciate it! Best health to your pet!

  63. Reply
    Md J 08/27/2017 at 8:49 pm

    I am Md J , I have a Dog his name is tom. He has a insurance but too much expensive. Now I would like to have a Insurance which could be reachable to me. I think Pet Insurance Will meet my needs.

  64. Reply
    Carolyn 09/19/2017 at 6:07 pm

    If a pet has been diagnosed with a condition but not treated for it, will treatments for that condition be considered pre-existing and therefore not covered?

    • Reply
      Pet Insurance U 10/04/2017 at 1:03 am

      Hi Md J, we think you’ll be in great hands with Healthy Paws. Their plan is comprehensive and affordable, and Healthy Paws reviews are consistently the highest in the industry. Click on any of the links on this page to get more info or a quote from Healthy Paws. Wishing your pet the best of health!

  65. Reply
    DANIELL TANBIR 10/10/2017 at 11:25 am

    I agree- it is the Cadillac of insurance plans. My dog Buddy is old aged, I never know when something might come up, and it’s just good to have coverage. Learned the hard way that there are a host of issues that can arise over the course of a pet’s life.

  66. Reply
    DANIELL TANBIR 10/10/2017 at 11:53 am

    Really I agree with PET Insurance. Itt has been amazing to have for my 1-year-old puppy, who has had his share of medical information. Now the the mind I have knowing that my dog is protected is wonderful, and I Healthy Paws to every pet parent I meet. One of the best of others

  67. Reply
    LIes 01/17/2018 at 7:08 am

    These reviews are fake

    • Reply
      Pet Insurance U 01/17/2018 at 8:29 am

      Hi there, we assure you these reviews are not fake. Integrity is very important to us since a pet’s health or life could be at stake if a pet owner uses our site to review pet insurance. Is there something you’d like us to add to our Healthy Paws reviews?

  68. Reply
    Sophie Tilson 02/08/2018 at 1:45 am

    Hi everyone, healthy paws has been the biggest lifesaver ever. I have only been with them a year and they have now covered two major treatments (surgery and extensive medical testing) costing at least $6000 which they covered 80% of plus a bunch of other random visits I’ve had to have. They are super nice and so fast at processing especially if it’s for expensive things like surgery which they can cover up front in most instances. A big shout out to Shelby and Nikki who work in customer service. They were so nice to deal with and so has everyone else I just can’t remember their names lol. I seriously wish I could be insured myself by healthy paws instead of the human insurance options because I am far more impressed with them haha – Sophie T

  69. Reply
    Leslie 04/29/2018 at 8:52 am

    I am so lucky I have Healthy Paws insurance. Both of my pups are covered, but my girl Anya has had many health issues, while Jimmeny my boy has been very healthy. Anya has had many orthopedic issues, an immune mediated blood disorder, and recently she ate a bone that perforated her intestine and she became septic. She spent a week and a half in the ICU and Healthy paws paid for 90% of her $14,000 medical bill. I hope that is the last of her health disasters, but I am sure glad Healthy Paws has our back. Leslie, Anya and baby Jim

  70. Reply
    Theresa P 06/14/2018 at 8:45 pm

    Healthy Paws is the best. I had them for at least 8 years and used them this past year when my dog became ill. They covered 90 percent of the cost for his 2 surgeries, multiple tests and sadly his euthanasia. All of this was just about $10,000. I have compared them with other companies and they are by far superior. I am definitely going to use them again.

  71. Reply
    Carol Chapman 06/26/2018 at 1:59 am

    I am extremely disappointed in the recent denial of a claim for my dog’s PRP (Platelet Rich Plasma) treatment for elbow dysplasia. I reached out to Healthy Paws to confirm coverage for various orthopedic treatments and was clearly told by the representative that treatments for dysplasia were covered with the exception of some natural remedies and herbal supplements, and in digging deeper I was told that some of the natural remedies were actually covered because they have been found to be beneficial. The representative was very clear that the only exclusions were some natural remedies, so I moved forward with the very expensive PRP injection for my dog. Upon submission, I my claim was rejected because I was told that PRP is considered “experimental”. A therapy that has been used since the 70’s in humans and for almost 10 years in dogs, and has been deemed, in study after study, a highly beneficial treatment for various forms of dysplasia in dogs, is considered “experimental”? That is ridiculous. Yet chiropractic medicine, acupuncture, and some herbal remedies have definitive results and are covered? The policy is terrible and the representative who relayed the information to me misrepresented the coverage. Healthy Paws has done nothing to remedy the situation and claims that they cannot reimburse me for any part of the procedure because they can’t change their coverage. When I asked about reimbursement because their representative misrepresented the coverage, they denied my request. My other two dogs are on Pet Plan and I’ve never had an issue like this. I work in the animal field and will never recommend Healthy Paws to anyone again.

  72. Reply
    Tiffany Marzuki 07/12/2018 at 5:32 am

    Does Healthy Paws cover any dental outside cleanings?

  73. Reply
    Lisa Wise 07/14/2018 at 1:44 am

    I learned today that one thing was NOT at all clear about their coverage – they do NOT cover the cost of the vet/office visit for an emergency visit. The Q&A above says “Healthy Paws policies don’t cover routine care and regular veterinarian visits. Flea prevention, heartworm treatment, dental care, and behavioral modification are examples of excluded treatments. Excluding preventative care keeps the cost of insurance low, and cost is just one of the reasons why Healthy Paws reviews are consistently the best.” It doesn’t tell you that if you take your pet to the vet for an emergency visit, they won’t cover the office visit portion. In some cases, like ours, this was 3/4 of the cost of our trip. So, if you subtract that from the amount covered and then the 20% deductible, I was not very pleased to see how little they actually applied to my deductible for the year. Yes, I know it’s still probably worthwhile if a major health issue arises, but I can’t help but think maybe I should just put my money into a savings account instead. Make sure you understand what the policy covers before enrolling!

  74. Reply
    arne 07/24/2018 at 2:12 am

    Overall healthy paws has been good but the most recent claim was unjustly denied. Our male dog needed to be neutered (at 5 years of age) because of a prostate issue that was causing discomfort and peeing blood. This issue arises in maybe 50% of intact males and most have no symptoms. Very obviously the neutering at this point was NOT elective or preventative but medically necessary. They refused to cover it which is ridiculous. The vet notes clearly stated this procedure was medically required. I understand that normally neutering is considered preventative and not covered. Preventative of what is unclear but that is a different story. (the best time to neuter a male dog is never).
    So, Healthy paws is basically telling me that if neutering were required to save the dogs life they wouldn’t cover it.

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