Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Dr. Pippa Elliott BVMS, MRCVS

Veterinarian

Dr Pippa Elliott BVMS, MRCVS is a veterinarian with over 30 years of experience in companion animal practice. In 1987 she graduated from the University of Glasgow, with a degree in veterinary medicine and surgery. She works at Blythwood Vets and the People’s Dispensary for Sick Animals (PDSA). Pippa is an advocate of Fear-Free Practice, an animal addict, and a veterinary writer. She is also w...

Veterinarian

UPDATED: Dec 19, 2023

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Pet Insurance U receives compensation from the third parties included on this site. This includes payment for clicks from our site to insurance providers’ sites and quote requests generated. Our rankings and reviews are not affected by payments from the insurance companies. The compensation we receive allows the site to be free and regularly updated. Our goal is to review every pet insurance provider, but not all companies are listed on the site.

And many of the companies we review do not pay us anything. We simply rate, compare and review their plan because we feel it will be valuable to you. Our reviews are guaranteed to be unbiased, professional and advertising compensation does not influence rankings.

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.

UPDATED: Dec 19, 2023Fact Checked

If you own a cat, you might think that because most cats are indoor pets, you don’t need pet insurance.

For the most part, if your cat remains healthy, that certainly can be the case.

With pet insurance for cats being relatively inexpensive, and if your cat gets one serious illness, having pet insurance can save you a lot of money.

Of course, you have to pay the monthly premiums and decide if those premiums offset the long-term costs.

However, if you have a pure breed, such as a Siamese or a Ragdoll cat (or even a mix of breeds), that is pre-disposed to hereditary or chronic conditions, then pet insurance can be helpful and worth the investment.

large list of cat breeds

For example, Ragdoll cats are pre-disposed to heart disease and FIP (Feline Infectious Peritonitis), which can be very expensive to treat.

By having pet insurance, you can know that you can afford to treat any illness or condition that might occur. And that will give you peace of mind.

Make sure to insure your cat while he or she is young so that you will have the coverage you need before any of these conditions occur.

Pet insurance companies won’t cover your cat for any pre-existing condition that occurred before you enrolled in the new policy.

We came up with a list of all the different cat breeds and some conditions associated with those breeds to help you decide if pet insurance works for you:

List of Cat Breeds

When looking for a pet insurance policy, make sure the company you choose covers hereditary and congenital issues.

This is very important with these specific cat breeds (or even a mix of these breeds) to be covered for any condition that might arise.

Pet insurance companies like Healthy Paws and Petplan cover hereditary and congenital conditions in all their plans, while with other companies, like PetPremium, only cover these conditions in their upper tiered plans.

Our pet insurance comparison chart details which companies cover hereditary and congenital conditions and other relevant information.

If you suffer from cat allergies, you may want to consider one of the several hypoallergenic cat breeds.

Now that you know all about your cat breed and why pet insurance can be a real life saver and money saver for your cat, make sure to take a look at our list of the top 8 cat insurance companies.

Get a list of your questions ready and make sure to get at least two quotes before deciding which pet insurance is right for you and your cat!

 

Other articles you may find helpful: 

 

Best Pet Insurance Companies

Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

Fun Facts, Dog FAQ, And Unsolicited Dog Advice

5 Training Commands to Save Your Dog’s Life

The Ultimate Guide to Safe Foods for Dogs

Dog Health Problems

Dog Breeds

CAT FAQ

Cat Health Problems

Cat Breeds

 

We have worked hard to provide you with all the free resources possible to help give you insight into the best pet insurance for cats, additional cat breeds info, common cat health issues, and a fun look at frequently asked cat questions.

 

Additional Cat Breeds:

 

American Curl Cat, American Wirehair Cat, Arabian Mau Cat, Ashera Cat, Balinese Cat, Burmese Cat, Chartreux Cat, Chausie Cat, Cymric Cat, Domestic Medium Hair Cat 

Himalayan Cat, Japanese Bobtail Cat, Manx Cat, Nebelung Cat, Norwegian Forest Cat, Orange Tabby Cat, Oriental Cat, Persian Cat, Pixie-Bob Cat, Russian Blue Cat

Scottish Fold Cat, Selkirk Rex Cat, Siamese Cat, Siberian Cat, Singapura Cat, Somali Cat, Thai Cat, Toygers Cat, Turkish Angora Cat, LaPerm Cat, Maine Coon Cat

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Frequently Asked Questions

Do indoor cats need pet insurance?

In general, indoor cats may not require pet insurance if they remain healthy. However, considering the relatively low cost of cat insurance and potential savings in case of a serious illness, it can be a wise investment.

Is pet insurance for cats expensive?

Pet insurance for cats is generally affordable. The monthly premiums can vary, but the cost is usually reasonable. It’s essential to weigh these premiums against potential long-term veterinary costs.

Is pet insurance necessary for specific cat breeds?

Yes, especially for pure breeds predisposed to hereditary or chronic conditions. Examples include Siamese or Ragdoll cats, which may be prone to specific illnesses. Insurance ensures you can afford treatment for such conditions.

What conditions are associated with specific cat breeds?

Conditions vary by breed; for instance, Ragdoll cats may be prone to heart disease and FIP (Feline Infectious Peritonitis). Having pet insurance helps cover the costs of treating breed-specific conditions.

Can I get insurance for pre-existing conditions in cats?

No, pet insurance companies won’t cover pre-existing conditions that occurred before enrolling in a new policy. It’s crucial to insure your cat while they are young to have coverage before such conditions arise.

How can I choose the right pet insurance for my cat’s breed?

When selecting a pet insurance policy, ensure the company covers hereditary and congenital issues, especially for specific cat breeds. Compare plans from companies like Healthy Paws and Petplan, which include coverage for these conditions.

Are there hypoallergenic cat breeds, and is insurance important for them?

Yes, hypoallergenic cat breeds exist. For those with cat allergies, insurance is crucial. When choosing insurance, consider companies like Healthy Paws and Petplan, which cover hereditary and congenital conditions, including those related to specific breeds.

How can I find the best cat insurance companies?

Research and compare cat insurance companies. Look for comprehensive coverage, especially for breed-specific conditions. Obtain quotes from at least two companies before making a decision.

Is there a list of cat breeds and associated conditions?

Yes, a list of cat breeds and conditions associated with them is available. This information can help you assess the need for insurance based on your cat’s breed.

Can I get pet insurance quotes online?

Yes, many pet insurance companies offer online quote services. Use these tools to compare quotes from different companies and find the most suitable coverage for your cat.

Enter your ZIP code below to view companies that have cheap pet insurance rates.

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Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Dr. Pippa Elliott BVMS, MRCVS

Veterinarian

Dr Pippa Elliott BVMS, MRCVS is a veterinarian with over 30 years of experience in companion animal practice. In 1987 she graduated from the University of Glasgow, with a degree in veterinary medicine and surgery. She works at Blythwood Vets and the People’s Dispensary for Sick Animals (PDSA). Pippa is an advocate of Fear-Free Practice, an animal addict, and a veterinary writer. She is also w...

Veterinarian

We are a free online resource for anyone interested in learning more about pet insurance. Our goal is to be an objective, third-party resource for everything pet insurance related. We update our site regularly, and all content is reviewed by pet insurance experts.