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Border Collie Pet Insurance

The intelligence and energy of the Border Collie are legendary. They were developed as herding dogs, although they are now common house pets, both in purebred form and in various mixes (in which the characteristics are often dominant).

They are loyal, loving “people dogs” and can be excellent house dogs, but they require a firm hand and plenty of stimulation. A Border Collie owner should never let negative behaviors go uncorrected, but training these dogs is actually great fun because they are so quick, responsive, and eager-to-please. You can keep teaching them new tricks forever because they love to learn and need to learn. Set aside plenty of play and training time!

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Should You Buy Pet Insurance?

Of course, it’s a great idea! But the good news is that these are generally very hardy and healthy dogs because they were bred for their working characteristics and not for their looks and body conformation; only recently has that started to change a bit (and the change is very controversial with old guard enthusiasts).

Related: 10 Things You Must Know Before You Buy Pet Insurance

These Are The Most Often Encountered Health Problems of Border Collies:

Hip and Elbow Dysplasia – The bane of dog lovers everywhere, but fortunately not as common in Border Collies as in some breeds. Although the parents of a puppy should be certified to have normal hips and elbows themselves, that is not proof positive that the problems will not appear in their offspring, and there is no way to test puppies to determine whether they will develop these conditions later. Since they are certainly treatable but expensive to treat, the dysplasias are one of the very best reasons to purchase pet insurance for a puppy.

• Canine Epilepsy – There is no way to predict this or to screen for it. Drugs can help control canine epilepsy, and easing the potential cost of those treatments is another great reason to purchase pet insurance.

Collie Eye Anomaly – This group of disorders is easily avoided because parent dogs and puppies can both be tested for it. Ask the breeder you buy from for proof that this has been done, and you won’t have any problems with these conditions.

Real Cost Savings from Healthy Paws Clients


Healthy Paws saved his parents


The playful pup Samson tore his ACL in a lively game of fetch. After surgery and rehabilitation, Samson is back to being active and never turns down a game of fetch!


• Neuronal Ceroid Lipofuscinosis (CL) and Trapped Neutrophil Syndrome (TNS) – These are fatal genetic illnesses specific to this breed. Again, get proof that the breeder has had the parents of your puppy tested. Affected dogs die young, so you are unlikely to encounter these illnesses if you adopt an adult Border Collie.

• Adult Onset Hearing Loss – Not currently possible to predict, but a dog in a loving home should be able to enjoy an almost unimpaired quality of life despite the hearing loss.

Border Collies live on average 10 to 14 years – display a full range of canine geriatric issues, and the breed is as susceptible to cancers like any other. Cancers are in fact the leading cause of death; some are quite treatable if discovered early, others less so. Testing and diagnosis can create considerable bills, another good reason to have your pet insurance in place.

For other types of dogs, check out our full list of dog breeds.


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How do you choose a dog breed? There are so many awesome options! We have compiled a complete database about all the dog breeds, their mannerisms, care, and who they do best with. Statistically, some purebreds experience more health issues than mixed breeds. There are many pet insurance companies out there and we have put together a great article about the best puppy and dog pet insurance companies in the US


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  1. Reply
    Andrea Robinson 03/29/2016 at 12:10 am

    Border collies are terrific dogs! And this article does a great job of explaining the various kinds of genetic problems they can have.

    I’ve never owned a Border Collie, but a woman recently reached out to me for help with training hers. It turns out that this particular Border Collie had been kept inside a bathroom with the door closed throughout puppyhood. By the time my friend adopted the puppy, it was already 10 weeks old and quite growly. Leaving a dog isolated in a small, boring place behind a closed door is the opposite of what a puppy needs. It would be equivalent to locking a kid in a closet for years.

    Puppies need to be very socialized by 15 weeks of age. The first year of a dog’s life is equivalent to about 16 human years. Think of it – the dogs are able to reproduce at one year old, but like our human teenagers, maybe not too swift on what the world is all about. This particular dog has turned from a normal pup to an alarmingly aggressive teenager.

    This site has had some videos posted by Zak George. If you need some advice about training and getting your Border Collie to focus and behave right, I couldn’t recommend a better trainer. These are high-energy dogs who LOVE to work. Channel their energies in a good way, and you might have the best high-performing dog you could hope for. And throw the ball a lot! 😉

  2. Reply
    Fran 04/03/2016 at 11:19 pm

    A dog I look after keeps scraping off the skin from his paw pads during his agility training. It’s a rough surface they train on, and I will be going to the vet to find out why he is sensitive to this – I wonder how the fact it is in agility training will effect insurance.

  3. Reply
    Maria Bouli 10/30/2016 at 12:29 am

    Border Collies are great dogs to have. A friend of mine used to have one, and as it was said above, he did know so many tricks and it was so fun to play with it. Hers died of old age, however I remember that she also had insurance for it, mostly because of the fact that they are pretty susceptible to getting cancer.

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