Pomeranians are small-sized dogs that descend from Germany. They are cute little dog breeds that are preferred because though small, they have the energy of large dogs. They have a life span of 12-16 years. The dogs are unique as they are highly active, intelligent and have a great personality.
They are friendly indoor living animals that prefer human company and attention. They require frequent grooming as they shed their coat fur at least twice a year. Though small, they are also great for security as they are very alert to environmental changes and also an incontrollable bark.
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FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!
Is Pomeranian Dog Insurance Worth the Cost?
Pomeranian dogs are very small but rarely acknowledge their size. It is therefore essential that a Pomeranian owner acquires insurance for their dogs. One should have in mind that medical care for the Pomeranian is very expensive thus insurance is the best solution.
These dogs are susceptible to injuries caused by fights with bigger dogs and also rough children. The dogs may also fall frequently due to jumping and therefore sustain broken bones. These dogs also experience dental problems due to their small mouths.
These are delicate dogs and as opposed to many other dog breeds, they have many hereditary diseases that require urgent and special medication. Pomeranians thus require insurance to ensure any medical problems can easily be attended to.
Related: 10 Things You Must Know Before You Buy Pet Insurance
Best Dog Insurance Plans for Pomeranians
There are many effective and reliable dog insurance agencies available for the Pomeranian. These include the:
- American Kennel Club Pet Insurance
- Trupanion Pet Insurance
- Embrace Pet Insurance
- Pet Plan Pet Insurance
- Healthy Paws Pet Insurance
…and many more.
These are affordable and can be used in many veterinary clinics all over the world. The insurance agencies offer full coverage of all medical expenses required by the dog.
Real Cost Savings from Healthy Paws Clients

Artemis
Healthy Paws saved his parents
$2,194
Artemis had a severe ear infection and needed to visit both the regular vet and a specialist, multiple times. After medication and a few follow-up visits, she recovered well and is now doing great!
Comparing Dog Insurance for Pomeranians
Acquiring dog insurance for a Pomeranian is an involving process. One should ensure that the insurance company offers the best services for their dogs.
The dog owner should ensure that the company provides coverage for medication without limitations on some types of diseases like hereditary or pre-existing ones. This will ensure the dog is attended to for any disease.
The insurance should cover all medical procedures these include surgeries, occasional checkups, medication, vaccination, and other processes. The insurance should be affordable for the dog owner. This ensures one is constantly paying without affecting their budget.
These factors are important as the Pomeranian owner can suffer great losses when their dog is ill and the company they chose turns out to have limited services.
Common Pomeranian Dog Health Problems
Pomeranian dogs can suffer from a number of diseases during their lifetime. These are:
- Intraocular Pressure
- Luxating Patella
- Ametropia Icrophathlmia
- Tracheal Collapse
- Colobomas
- Alopecia
- Hyperpigmentation
- Cushing’s Syndrome
- Hypothyroidism
- Cryptorchidism
- Entropion
- Patent Ductus Arteriosus
- Legg-Perthes Disease
- Dental Problems
- Arthritis
- Hip Dysplasia
- Cataracts
- Thyroid Disease
- Heart Murmurs
For other types of dogs, check out our full list of dog breeds.
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How do you choose a dog breed? There are so many awesome options! We have compiled a complete database about all the dog breeds, their mannerisms, care, and who they do best with. Statistically, some purebreds experience more health issues than mixed breeds. There are many pet insurance companies out there and we have put together a great article about the best puppy and dog pet insurance companies in the US.
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Honestly I haven’t seen a longer lost of diseases that a dog can be prone to. But even so, these dogs are really worth keeping. But having insurance would make you feel better and safer.