Healthy Paws Pet Insurance and Foundation.

Doberman Pet Insurance

Do You Need Doberman Pet Insurance?

Doberman Pinschers are active, athletic dogs but they’re genetically predisposed to some serious health conditions. Doberman pet insurance can be a lifesaver, literally.

Pet Insurance pays up to 90% of your vet bill if your Dobie gets sick or injured.

Our veterinarians researched the best pet insurance plans for Dobies, here’s what they found…

Winner: Healthy Paws Pet Insurance

  • $57.18/month for 80% reimbursement and $500 annual deductible (example for a neutered, male Doberman puppy in Austin, TX)
  • NO ANNUAL MAXIMUM PAYOUT – No limits on claims!

healthy paws doberman pinscher

Healthy Paws Covers

healthy paws pet insurance for dobies

Healthy Paws Doesn’t Cover

Runner Up: Embrace Pet Insurance

embrace doberman pinschers

Embrace Covers

embrace pet insurance coverage dobies

Embrace Doesn’t Cover

Is Doberman Pet Insurance Worth the Cost?

Doberman Pinschers are at high risk for serious health problems that are very expensive to treat. For example, a single emergency episode of Von Willebrand’s Disease can cost $1,000.

Even with perfectly healthy bloodlines and breeder guarantees, your pet can ingest a piece of a chewed toy or have an injury that requires emergency medical attention. Doberman pet insurance covers
accidents and illnesses, so in any event, you and your pet are covered.

Additionally, some pet health insurance plans offer optional preventative and wellness care. Even if your pet never has a disease or requires emergency care, you can keep your Dobie in perfect health at a reduced cost.

It is important to note that pet insurances do have exclusions for pre-existing conditions. Therefore, it is crucial to insure your pet as a puppy BEFORE they are diagnosed with an illness
or require a visit to the emergency room.

Comparing Dog Insurance for Your Doberman Pinscher

There are several different Doberman pet insurance companies which offer a variety of coverage options. Dog owners prefer an insurance policy that is well matched to their budget and their dog’s health care needs.

We recommend doing your research on different dog insurance policies before purchasing a policy for your Dobie. There are four major types of coverage:

1. Time-limited pet insurance

  • a. $10-30/month
  • b. Basic policy for paying vet bills for short-term illnesses
  • c. For a limited period during a year

2. Accident only pet insurance

  • a. As low as $10/month
  • b. Covers dog accidents and injuries only (such as ingesting a piece of a toy or a
    shoe, or falling from a bed)

3. Per-condition pet insurance

  • a. Helps you to claim coverage for a single medical condition only. The higher the
    claim, the higher is the monthly payment
  • b. Not time-limited

4. Lifetime pet insurance

  • a. $20-122/monthly
  • b. Provides comprehensive coverage
  • c. Currently Healthy Paws is the only pet insurance provider to provide a policy with
    truly unlimited benefits. Some companies like Embrace offer personalized plans
    and others even make offers for pet groups. They fix final rates depending upon
    your dogs locality and age.

Sample Pet Insurance Reimbursement: Healthy Paws

Claim Example: You noticed that your dog’s’ back legs seem wobbly

You’re not sure what’s wrong, but there seems to be a problem with your dog’s back or back legs.
When standing, he falls to one side and walks kind of funny. You take him to your primary
veterinarian for evaluation.

Your Vet’s Diagnosis: Back pain, suspect IVDD. Refer to a Specialist.

Your bill for this veterinarian visit would normally include:

Total Veterinary Bill: $196.60
Reimbursement Summary:
Treatments Services Covered Not Covered
DIAGNOSTIC TESTING
● X-Ray
$99.00
PRESCRIPTION MEDICATIONS
● RX: Metacam, pain reliever
$46.60
Office Visit (Veterinary Exam) $51.00
Total Covered $145.60
Multiply by Reimbursement Level: 90% $131.04
Minus Remaining Annual Deductible: $0 $0.00
Your Reimbursement: $131.04
Your regular veterinarian refers your dog to be seen by a specialist:

Specialist Diagnosis: Intervertebral Disk / Laminectomy. Your bill for this veterinarian visit would normally include:

Total Veterinary Bill: $4,455.93
Reimbursement Summary:
Treatments Covered Not Covered
DIAGNOSTICS
● X-ray, 1st Plate
● Complete Blood Count (Lab work)
● Blood Chemistry Tests (Lab work)
● Myelogram
● X-ray, Additional Plates
$921.40
HOSPITALIZATION
● Hospitalization Level II, x 2
● Physical Therapy Nurse, x 7
● Physical Therapy Level II
● Hospital Care Additional, x10
● Hospitalization Level I
● Physical Therapy Level I
$1,050.49
SURGERIES $1,866.54
● IV Catheter Placement
● IV Catheter & Fluid Therapy
● Acepromazine Injection
● Diazepam/Valium Injection
● Hydromorphone Injection
● Propofol Anesthesia
● Isovue
● Inhalation Anesthesia
● Neurosurgery Procedure
● Blood Pressure Monitor, x 5
● IV Fluid Catheter Monitor
● Fentanyl Injection
● Ranitidine Injection
● Surgical Supplies
● O.R. Room / Equipment Use Fee
● Biohazards Fee
PRESCRIPTION MEDICATIONS
● RX: Dasiquin
● RX: Clavamox, antibiotic
● RX: Tramadol, pain reliever
● RX: Pepcid AC
● RX: Phenoxybenzamine
● RX: Metacam, pain reliever
$222.50
EXAM
● Emergency Fee
● Consultation Exam
● Physical Therapy Consult
$395.00
Total Covered $4,060.93
Multiply by Reimbursement Level: 90% $3,654.84
Minus Remaining Annual Deductible: $0.00
Your Reimbursement : $3,654.84

What You Should Know About Your Doberman’s Health

Dobermans have an average lifespan of 10-12 years. While they are generally healthy animals, they are susceptible to some very serious health conditions that require medical care.

Serious health problems include:

Cervical Spondylomyelopathy (Wobbler Syndrome or Wobbler’s Disease)

Treatment cost: $2,500-$7,500

Wobbler Syndrome commonly affects large or giant breed dogs, and the Doberman Pinscher is particularly at risk to the disease.

Wobbler Syndrome causes compression of the cervical spine (neck) and can lead to neurological issues and neck pain. It is called Wobbler Syndrome because dogs affected by the condition walk with a wobbly gait.

Dilated Cardiomyopathy

Treatment cost: $1,000-$5,000

Since Dobies are a large breed dog, they are more likely to have heart problems.

Dilated Cardiomyopathy in dogs occurs when heart muscle stop functioning. Dobies account for nearly 40% of all cardiomyopathy cases in Europe.

Less severe health problems include:

Canine hip dysplasia

Treatment cost: $4,000-$6,000.

Canine hip dysplasia is a hereditary condition. Dogs with hip dysplasia have a hip joint that grinds instead of gliding smoothly.

As you can imagine, this condition is painful and can leave dogs unable to enjoy exercise and play. Dobermans commonly suffer from hip dysplasia.

Osteosarcoma

Treatment cost: $500-$10,000

Osteosarcoma is a bone tumor commonly found in large breed dogs, like the Doberman. It is an extremely aggressive cancer that spreads rapidly to the rest of a dog’s body. It must be treated quickly in order for the dog to survive.

Von Willebrand’s Disease

Treatment cost: $300-$6,500

Von Willebrand’s disease prevents blood from clotting, similar to haemophilia in humans.

If an injury occurs, a dog with Von Willebrand’s must receive immediate medical attention. This means a trip to emergency room. The Doberman breed is particularly susceptible to Von Willebrand’s disease.

Demodicosis (Demodex or mange)

Treatment cost: $300-$500

Demodicosis, also known as mange, is an inflammatory disease caused by mites. Demodicosis can lead to skin wounds, genetic disorders, hair loss, and long term immune system disfunction.

Gastric torsion

Albinism

Narcolepsy

Hypothyroidism

Progressive retinal atrophy (PRA)

Additionally, rare colored Dobermans are susceptible to hair loss, particularly those with a blue
coat.

 

Health Condition Risk for Dobermans Cost to Treat
Cardiomyopathy High $1,000-$3,000
Wobbler’s Disease High $2,500-$7,500
Hip Dysplasia High $4,000-$6,000
Bloat High $500-$1,500
Chronic Inflammatory
Hepatic Disease
High $500-$5,000
Lick Granuloma High $100-$1,000
Pemphigus High $500-$3,000

Can You Afford to Care For Your Dobie without Pet Insurance?

Routine care for Dobermans is relatively inexpensive, but every purebred dog is particularly susceptible to health problems.

Regardless of what a breeder says, and despite having healthy parents, the Doberman, like most breeds, is prone to a few hereditary diseases .

Many pet parents invest in low cost Doberman pet insurance to help cover veterinary costs. In the unfortunate event of a long term illness or inherited health condition, dog insurance can save a pet parent thousands or even tens of thousands of dollars over the pet’s lifetime.

Additionally, pet insurance makes it so that you never have to consider euthanizing your sick (but treatable) pet because you can’t afford their medical care.

Doberman Pinscher Resources

 

Summary
Article Name
Doberman Pinscher Pet Insurance
Description
Dobermans are at risk for serious health conditions. Find the best Doberman pet insurance to keep your loyal friend healthy.
Author
Publisher Name
Pet Insurance U
Publisher Logo
  • Maria Bouli

    I personally don’t like Dobermans, but I know that a lot of people do. If you consider the fact that you could find good pet health insurance for as low as $20 per year I would say go for it. Even though I am not a fan of Dobermans, I do love dogs and I think that owning insurance for your dog will take off some weight off of your shoulders.

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