Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Dec 16, 2020

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There is nothing worse than when your dog gets sick. It’s bad enough when they injure their paw or even if they don’t eat for a day.

It would be even worse if you didn’t have the money to cover the vet bill when your dog does get sick.

And with one serious illness, the vet bills can really add up.

If your dog has diabetes or cancer, not only can the vet bills cost upwards of $10,000 but the treatment will need to be continued throughout your dog’s life.

dog health issues

Pet insurance can save you anywhere from 70% to 90% of your vet bill which can be extremely helpful.

A good pet insurance policy will not only cover the treatment of the disease but also the testing and diagnosis that goes with it.

Make sure you enroll in policy while your dog is still a puppy and before any of these conditions become pre-existing.

Because no pet insurance provider will cover any pre-existing conditions.   In fact, here’s how pet insurance works.

We’ve compiled a list of the most common dog health conditions below, along with the average cost of treatment for each!

Need Pet Insurance?

FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured!

Common Dog Health Problems And The Cost

  • Acetaminophen Toxicity – $200 to $1,500
  • Achondroplasia – $1,100 to $5,050
  • Acral Lick Granuloma – $35 to $50
  • Acute Liver Failure – $1,100 to $1,550
  • Addison’s Disease – $2,500 per year
  • Alopecia – $55 to $105
  • Anal Sac Disease – $150 to $2,550
  • Anemia – $450 to $2,025
  • Antifreeze Toxicity – $200 to $1,500
  • Aortic Stenosis – $3,100 to $6,050
  • Arthritis – $25 to $10,000
  • Atopic Dermatitis – $105 to $525
  • Autoimmune Diseases – $525 to $20,100
  • Autoimmune Hemolytic Anemia – $975 to $5,050
  • Benign Prostatic Hyperplasia (BPH) – $25 to $55 per month
  • Bladder Stones – $50 to $505
  • Boxer Cardiomyopathy – $450 to $1,100
  • Boxer Colitis – $75 to $100
  • Brachycephalic Skull – $500 to $1,500
  • Broken Bones – $225 to $5,100
  • Brucellosis – $55 to $105
  • Cancer – $5,150 to $20,000
  • Cataracts – $2,025 to $3,100 per eye
  • Cerebellar Hypoplasia – $2,000 to $4,000

Real Cost Savings from PetFirst Clients

Luna

PetFirst saved his parents

$6,712

A happy energetic Luna one morning couldn’t hold her food down. After months of multiple costly vet visits to specialists and an endoscopy, the problem was discovered and fixed. Luna put 22 pounds back on in no time and her parents were grateful for having PetFirst by their side to pay the bills.

 

  • Cherry Eye – $490 to $1,050 per eye
  • Chronic Active Hepatitis – $1,110 to $7,300
  • Chylothorax – $5,900 to $10,000
  • Cleft Palate – $2,025 to $4,100
  • Collapsed Trachea – $3,400 to $6,555
  • Collie Eye Anomaly – $75 to $1,000
  • Coloboma – $1,400 to $1,800
  • Comedone Syndrome – $75 to $500
  • Congenital Heart Defect – $3,100 to $21,025
  • Constipation – $75 to $550
  • Copper Storage Disease – $100 to $1,000 per month
  • Corneal Dystrophy – $2,200 to $3,050 per eye
  • Corneal Ulcers – $1,500 to $2,000 per eye
  • Cruciate Ligament Tear – $3,050 to $10,525
  • Cryptorchidism – $220 to $510
  • Curvature of the Spine – $5,500 to $15,050
  • Cushing’s Disease – $475 to $1,900
  • Degenerative Myelopathy – $50 to $1,000
  • Degenerative Spinal Stenosis- $2,400 to $4,500
  • Degenerative Valve Disease- $8,025 to $14,550
  • Dementia
  • Demodicosis – $55 to $95
  • Dental Problems – $200 to $1,450
  • Dermatomyositis – $100 to $225 per month
  • Diabetes – $50 to $105 per month
  • Diarrhea – $25 to $200
  • Dilated Cardiomyopathy – $10,500 to $20,025
  • Disc Disease – $2,950 to $9,200
  • Discoid Lupus Erythematous – $40 per month
  • Discospondylitis – $7,900 to $15,055
  • Distichiasis – $1,500 to $2,000
  • Dog Hernia – $775 to $1,900
  • Dry Eye Syndrome – $20 to $55 per month
  • Ductus Arteriosus – $2,550 to $5,025
  • Dwarfism – $75 to $5,000
  • Dystocia – $1,000 to $5,000
  • Ear Infection – $225 to $4,325
  • Eclampsia – $500 to $1,000
  • Ectropion – $325 to $1,475 per eye
  • Elbow Dysplasia – $1,550 to $6,025 per elbow
  • Entropion – $305 to $1,490 per eye
  • Epididymitis – $305 to $1,490 per eye
  • Epilepsy – $205 to $15,025
  • Eye Problems – $55 to $3,035 per eye
  • Fanconi Syndrome- $8,500 to $11,000
  • Fleas – $40 to $50 monthly
  • Folliculitis – $50 to $200

Related: 10 Things You Must Know Before You Buy Pet Insurance

 

  • Gallbladder Obstruction in Dogs – $800 to $3,000
  • Gallstones in Dogs – $1,000 – $4,200
  • Gastric Volvulus And Dilatation – $1,000 – $3,000
  • Gastroenteritis – $500 – $1400
  • Giant Cell Tumors in Dogs – $4,200.00 to $11,700.00
  • Giardiasis – $150 – $300
  • Glaucoma in Dogs – $75 to $1,500
  • Glomerulonephritis – $560 $1100
  • Glucagonoma – $100 – $1,800
  • Glycosuria in Dogs – $100 to $2,000
  • Gum Disease in Dogs – $200 to $1,000
  • Hair Follicle Tumors- $1,000 – $3,500
  • Hair Loss – $50 to $2000
  • Hearing Loss – $115 to $2,507
  • Heart Murmurs
  • Heartworm Disease- $173.00 to $301.00
  • Hemangiosarcoma – $4,500.00 to $9,500
  • Hemivertebrae – $1,000 – $5,000
  • Hemorrhage Of The Lung – $600 to $2,000
  • Hernias – $700 to $2,500
  • High Blood Pressure In The Portal Vein To The Liver – $250 to $2,000
  • High Levels of Blood Nitrogen – $500 to $700
  • Hip Dysplasia – $4,025 to $6,050
  • Hookworm Infection – $40 – $150
  • Hot Spots – $120 – $380
  • Hydrocephalus – $5,000 to $10,000

 

  • Hyperparathyroidism – $500 to $6500
  • Hyperphosphatemia – $150 to $1500
  • Hyperpigmentation
  • Hyperthermia – $200 – $2,500
  • Hypoglycemia – $100 to $2,500
  • Hypokalemia – $300 – $1,250
  • Hypothyroidism – $30-$60/month for life
  • Ichthyosis – $30 to $100 per month
  • Legg-Calvé-Perthes Disease – $2,000 to $12,000
  • Leptospirosis – $500 to $1,500
  • Muscular Dystrophy – $300 to $1,500
  • Nasal Solar Dermatitis
  • Osteochondritis Dissecans – $50.00 to $2000.00
  • Panting
  • Patellar Luxation – $1,345 to $2,955
  • Perianal Fistula – $150 – $3,000
  • Portosystemic Shunts – $2,500 to $8,000
  • Progressive Retinal Atrophy – $166.00 to $2000.00
  • Pyometra – $1200 to $2800
  • Renal Failure – $400 to $3,000
  • Retinal Dysplasia – $250 to $2015
  • Seizures – $500 to $6,000
  • Sub-Aortic Stenosis – $3,000 to $10,000
  • Trichiasis – $350 to $2,000
  • Wobbler Syndrome

As always, if you suspect your dog or puppy is suffering from any of these health issues, consult with your veterinarian for testing, diagnosis and the best treatment options for your pet.

And while puppies are usually very healthy, there are also many conditions that can affect them early in their life.  Another reason to get started with pet insurance while your dog is young!

The older your pet is, the more likely they are to have health problems. But it’s not as expensive to insure older pets as you may think. See our sample pet insurance rates for dogs ages 3, 4, and 5 years old.

If you haven’t enrolled in a pet insurance policy yet, it’s better to do so now before your dog gets sick or even in an accident.

Our list of the top 10 pet insurance companies can help you get started.

Other articles you may find helpful: 

 

Is Exotic Pet Insurance Necessary? 

The Best Pet Insurance By State 

What Is Pet Insurance?

Fun Facts, Dog FAQ’s, And Unsolicited Dog Advice

5 Training Commands to Save Your Dog’s Life

The Ultimate Guide to Safe Foods for Dogs

Dog Health Problems

Dog Breeds

CAT FAQ’s

Cat Health Problems

Cat Breeds

 

We get it, your dog is like your child and when your puppy or dog has health problems it is scary. Luckily there is pet insurance companies that will help you pay for any veterinarian care they made need. Checkout the best puppy and dog pet insurance companies and learn about common puppy health issues and ailments in older pets

 

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